Discover the charm of this delightful 2-bedroom, 2-bath home in the maintenance-free, 55+ gated community of Traditions at Lake Ruby. This thoughtfully designed home combines comfort, functionality, and style, offering a perfect retreat for relaxed living. The well-equipped kitchen features maple wood cabinetry, an updated refrigerator, and a convenient closet pantry. The dining area is highlighted by vaulted ceilings and a decorative arched pass-through to the kitchen, adding character and charm. The open-concept floor plan boasts a spacious living room with a planter shelf and triple glass sliding doors that lead to the screened-in lanai, where you can enjoy tranquil garden views. The master bedroom suite offers a walk-in closet and serene views of the backyard. The en-suite master bath is designed for comfort, featuring a height-adjusted vanity, an updated toilet, and a walk-in shower with a safety grab bar and glass door. Outdoor relaxation is easy with the covered and screened lanai, while the low-maintenance courtyard, adorned with pavers and Florida-friendly landscaping, provides a serene outdoor retreat. Additional features include a laundry pantry with a washer and dryer, a new architectural shingle roof (2023), an HVAC system (2021), a fenced yard with park benches and a birdbath, exterior lighting, a Blink smart doorbell, gutters, and a 2-car garage with a door opener. The paved driveway and walkway enhance the curb appeal. Traditions offers an array of exceptional amenities, including a lakefront clubhouse, a dock and boat ramp, a heated swimming pool and spa, a ballroom, billiards, meeting rooms, a library, a computer room, a craft room, a dog park, and courts for tennis, basketball, bocce, and shuffleboard. The community also features a fitness center, aerobics studio, and a variety of planned activities. Monthly HOA fees cover lawn service (front yard only), cable, internet, and exterior house painting, ensuring a low-maintenance lifestyle. Conveniently located near shopping, restaurants, medical facilities, Legoland, and major routes, this home offers a harmonious blend of comfort, convenience, and vibrant community living.
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William Raveis Real Estate
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Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $190,800 | $190,800 | $190,800 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.000% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.182% | 6.412% |
Monthly Tax Payment | $40 | $40 | $40 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,269 | $1,269 | $1,623 |
Total Monthly Payment | $1,384 | $1,384 | $1,738 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.