289 Shale Drive is your new home in the new year! This 4 bed/2. 5 bath home boasts a fabulous open concept floor plan complete with designer finishes, a two story great room and a main floor primary suite. Inside you will find LVP flooring throughout the main living areas, a main floor flex space that could be used as a formal dining area, home office, or first floor playroom/homeschool room. The Great Room boasts a gas log fireplace, double windows that allow sunlight to pour in, and a gorgeous wall color that compliments the custom wallpaper in both the Great Room and breakfast area. The breakfast room provides access to the backyard living space and is open to the kitchen featuring a large, center island, deep sink, gas cooktop, stainless appliances, pantry closet, and custom tile backsplash. The first-floor primary suite has a trey ceiling and a full attached beath with dual sinks, soaking tub, separate tile and glass surround shower, water closest, and large walk-in closet. Rounding out the first floor is a half bath for guests and a walk in laundry room just off the garage. Upstairs is a large loft ideal for a teen hangout, home gym and more! Surround the loft are 3 secondary bedrooms-two with walk-in closets, and a spacious full bath with a tub/shower combo. The outdoor living space features a covered porch as well as a patio with plenty of space to grill and dine as well as plenty of backyard space! Enjoy the neighborhood pool and playground in the summertime and year around easy access to Highway 123 and 81, downtown Powdersville, Easley, Greenville and Clemson!
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Our Executive Mortgage Banker:
Our Insurance Division:
$399,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $319,920 | $319,920 | $319,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.295% | 6.538% |
Monthly Tax Payment | $145 | $145 | $145 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,128 | $2,155 | $2,743 |
Total Monthly Payment | $2,347 | $2,374 | $2,962 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.