Welcome to this beautifully updated 5-bedroom Victorian home, where timeless elegance meets modern convenience. Located in a desirable area close to local amenities, this property offers both charm and practicality. With two driveways and multiple side entrances, the home provides ample parking and easy access. Inside, you'll find meticulously maintained hardwood floors, refinished just two years ago, adding warmth and character to the living spaces. An added level of reassurance comes with the replaced oil tank, steam boiler, and improved electrical. The spacious layout includes five bedrooms, offering flexibility for various needs, such as guest accommodations or a home office. The roof, also replaced two years ago, provides durability and peace of mind, while the cozy wood stove adds charm and an additional heating option for colder seasons. The porches were all upgraded with pressure treated lumber as well. This home is a true blend of historical beauty and modern updates, making it a rare find. Schedule your showing today and experience all this Victorian treasure has to offer!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $356,000 | $356,000 | $356,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.000% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.182% | 6.412% |
Monthly Tax Payment | $497 | $497 | $497 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,368 | $2,368 | $3,028 |
Total Monthly Payment | $2,940 | $2,940 | $3,600 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.