In the community of Vista 1 at Heritage Bay, this refreshed 2 bedroom & 2 bathroom townhome on the first floor of Gervais Circle is located in sunny Naples, FL in a desired part of town! Nestled in a peaceful setting, this town-home-style unit offers an ideal blend of comfort, convenience, and style, perfect for both full-time residents and seasonal buyers. Maybe you're interested in renting out during your time away from Paradise!
Upon entering, you’ll be greeted by an open and inviting floor plan with abundant natural light, creating a warm and welcoming atmosphere. The spacious living area flows seamlessly into the dining space and kitchen, making it perfect for entertaining or enjoying quiet evenings at home.
The stairwell leading to the unit has been recently updated with new carpeting, adding a fresh, modern touch to the home.
Step outside to your private screened lanai, where you can enjoy tranquil views of a lush reserve that will never be developed, ensuring an endless, unobstructed view of beautiful greenery and wildlife.
Residents of Vista 1 at Heritage Bay enjoy access to top-tier amenities, including a community pool, fitness center, and scenic walking trails. The location offers the best of both worlds – a peaceful residential setting while being just minutes from NCH Hospital, New Freedom Square Plaza, world-class shopping, dining, and the pristine beaches of Naples.
This condo presents an excellent opportunity to own a slice of paradise in one of Naples’ most desirable communities.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$324,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $259,920 | $259,920 | $259,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.295% | 6.538% |
Monthly Tax Payment | $201 | $201 | $201 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,729 | $1,751 | $2,229 |
Total Monthly Payment | $2,005 | $2,027 | $2,505 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.