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209 Emory Road, Old Westbury (Mineola), NY, 11501 | $699,000
Well Cared for Cape Cod, 4BR/2Bth with Basement and Detached Garage. Under 8 Years old improvements are: Roof (1st layer), Vinyl Siding, Windows, Entry Doors and Screen Door. Steel Beam Construction. This home has a long Cement 2 year old Driveway leading to a 1. 5 Detached Brick and Vinyl Garage. Bluestone Front Stoop, Cement Walkway and Front Brick Planters. Nice Sized Rear Yard, Raised Bluestone Rear Patio. In Ground Sprinkler System Front and Back. Outdoor Lighting on Garage. Some Hardwood Floors as seen. Bright Living Room w/ Picture Window, Formal Dining Room has Wall A/C and Rear Picture Window. Main Bedroom on first Floor has Double Closet and Wall A/C. 2nd Bedroom on first floor also has Wall A/C. First Floor Bathroom was remodeled with Vanity, Toilet, and Stall Shower. 2nd Floor Full Bath is under 8 years old as well and has a tub. 2 Bedrooms Upstairs have built in Dresser Drawers in the Eaves. The Eat in Kitchen has Formica Counter tops, Young Stainless Appliances, Microwave & Pine Cabinets. There is No Dishwasher. The Stove has Electric Cooking, There is Gas in the Street. In the Basement the Oil Tank was replaced, Utica Boiler (5 Years Old), Beckett Burner. 150 Amps. Centrally Located to Schools, Transportation, Restaurants, Shopping. Taxes include Mineola Village Tax. Taxes are before any Star Exemptions if applicable.
Features
- Town: Old Westbury
- Rooms: 7
- Bedrooms: 4
- Baths: 2 full
- Laundry: In Basement
- Style: Cape Cod
- Year Built: 1950
- Garage: 1.5-car
- Heating: Baseboard, Hot Water, Oil
- Cooling: Wall/Window Unit(s)
- Basement: Full
- Approx Sq. Feet: 1,274
- Est. Taxes: $10,483
- Elem. School: Jackson Avenue School
- Middle School: Mineola Middle School
- High School: Mineola High School
- School District: Mineola
- Appliances: Dryer, Microwave, Range, Refrigerator, Washer
- MLS#: 809699
- Days on Market: 4 days
- Website: https://www.raveis.com
/prop/809699/209emoryroad_oldwestbury_ny?source=qrflyer
William Raveis Family of Services
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Customer Service
888.699.8876
Contact@raveis.com
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To learn more about our credentials, visit raveis.com today.
Sarah DeFlorioVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1880936
347.223.0992
Sarah.DeFlorio@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
209 Emory Road, Old Westbury (Mineola), NY, 11501
$699,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Sarah DeFlorio
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $559,200 | $559,200 | $559,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.000% | 7.000% | 6.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.330% | 7.182% | 6.412% |
| Monthly Tax Payment | $874 | $874 | $874 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,720 | $3,720 | $4,757 |
| Total Monthly Payment | $4,686 | $4,686 | $5,723 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535