Rare “Sunsational” Opportunity! First residence for sale at Shore House in over 9 years - what’s not to love? This one checks all the boxes! Direct Gulf Front – Unobstructed Gulf Views from Living/Dining/Kitchen and Primary Bedroom and partial view from the front bedroom! Smaller 10-unit building with 2 residences per floor. Over 1, 300 sq ft with 3 bedrooms and 2 full baths with multiple updates – engineered wood flooring throughout living areas and custom tile in both baths, wood cabinetry and soft close drawers, granite countertops, recessed and accent lighting, R/O (reverse osmosis) water tap in kitchen; woodburning fireplace with marble surround, dry bar with new mini-fridge, full size washer/dryer in second bath. Offered Turnkey – fully furnished! Most furnishings included were purchased at Matter Bros and have had light use. This residence has primarily served as a second home. Primary bedroom features remote controlled shades, textured wall surface, a walk-in closet, custom bath with dual sinks and a multi-control shower with glass door. The 2nd and 3rd bedrooms both accommodate a queen size bed and have built-in closets. Indoor utility closet. Building elevator, two assigned parking spaces, pet-friendly, reasonable short-term rental policy. Heated swimming pool with shower, private beach access and foot rinse basin when you’re ready to return to the building. BBQ grilling area. Shore House was constructed in 1983 and renovations were completed in 2020. In addition, storm-rated windows were installed on the north side of the residence and new storm shutters were installed on the balcony (west and north sides), and new AC in 2021! This location in Indian Shores, nestled between Indian Rocks Beach and “The Redington’s” on a barrier island on the Gulf of Mexico, is very desirable. The Town was incorporated in 1949 with a population count of 1, 190 as of the 2020 census, with many second/vacation homes as opposed to full-time residents. Thirty minutes to DTSP – See the Rays or the Rowdies, visit the new St. Pete Pier, Dali Museum, Chihuly Collection; many restaurants and boutiques on Beach Drive and Central Ave. Forty minutes to TIA, 15 minutes to Clearwater Beach by car, and Town Square Nature Park just across the street. The Suncoast Beach Trolley is available daily from St. Pete Beach to Clearwater Beach! Less than 1 mile to grocery, banking and shopping. This is the Best of the Beach - don't delay! ***All photos taken prior to Helene and Milton. No damage to the unit, amenities and grounds are being refurbished***
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $956,000 | $956,000 | $956,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 6.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.559% | 6.723% | 6.847% |
Monthly Tax Payment | $820 | $820 | $820 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $6,201 | $6,121 | $8,394 |
Total Monthly Payment | $7,146 | $7,066 | $9,339 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.