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640 N Nova ROAD, #510, Ormond Beach, FL, 32174 | $150,000
One or more photo(s) has been virtually staged. This top-floor penthouse condo offers a serene pool view in a prime Ormond Beach location. #510 is ready to move in! Enjoy the convenience of a screened patio, perfect for relaxing and enjoying the Florida sunshine. The condo boasts numerous updates, including newer windows, a new AC handler, and fresh paint and carpeting. All the closets have new shelving, and new light fixtures add a modern touch. The unit also has a convenient interior storage unit and a laundry room on the same floor. This pet-friendly community allows one small dog or cat under 25 lbs. With its ideal location close to grocery stores, medical facilities, and other lifestyle conveniences, this condo offers comfort and convenience. The monthly association fee is 555 HOA per month, which covers the pool, hot tub, shuffleboard and clubhouse, cable, internet, water, trash, lawn care, and pest control. The location is fabulous and close to conveniences like groceries, coffee, food venues, banks, healthcare, clothing, mail services, and more. The seller says, ''The Trails Shopping Center is close to Tomoka Oakwood North Condos. As a teenager, I rode my bike up there to get groceries or a cup of coffee and always enjoyed the convenience. It's also really close to the beach, but not right on it. To me, that's a huge advantage. I like going into the shops without being overwhelmed by Daytona Beach's tourists unless I want to. ''
Features
- Elevator: Y
- Heating: Central, Heat Pump
- Cooling: Central Air
- Levels: 5
- Rooms: 9
- Bedrooms: 2
- Baths: 2 full
- Laundry: Common Area, Same Floor As Condo Unit
- Complex: TOMOKA OAKS CONDO NORTH
- Year Built: 1976
- Approx Sq. Feet: 932
- Acreage: 5.4
- Est. Taxes: $207
- Condo Fee: $555 Monthly
- View: Pool
- Pet Policy: Cats OK, Dogs OK, Number Limit, Size Limit
- Appliances: Dishwasher, Microwave, Range, Refrigerator
- MLS#: O6266890
- Days on Market: 2 days
- Website: https://www.raveis.com
/prop/O6266890/640nnovaroad_ormondbeach_fl?source=qrflyer
Listing courtesy of SHELL REALTY Phone: 386-717-8005
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
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- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
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- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
640 N Nova ROAD, #510, Ormond Beach, FL, 32174
$150,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $120,000 | $120,000 | $120,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.000% | 7.000% | 6.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.330% | 7.182% | 6.412% |
| Monthly Tax Payment | $17 | $17 | $17 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $798 | $798 | $1,021 |
| Total Monthly Payment | $890 | $890 | $1,113 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388