Nestled in a tranquil Lutz neighborhood, this charming 3-bedroom, 2-bathroom home sits on a spacious lot. The expansive backyard features a storage shed and a brand-new fenced area, perfect for pets or recreational use. With no HOA or CDD fees, this property offers convenience and savings. You'll be just minutes from major highways, the Tampa Premium Outlets, movie theaters, Costco, Total Wine, and the Epperson Lagoon.
Inside, the open floor plan includes a large family room with a separate bar area and dining space, ideal for entertaining. The three generously sized bedrooms boast brand-new, custom-made Italian cabinetry with a fantastic combination of drawers, a Lazy Susan, and a double-drawer design. The kitchen features quartz countertops with a full backsplash and a separate bar/coffee station, complete with a beverage fridge and wine bar, perfect for endless entertaining possibilities.
Recent updates include a new roof (2022) with protective shingle custom paint, new soffits and gutters, brand-new stucco, and fresh paint inside and out. The home also features a new tankless water heater with a unique filtration system, brand-new insulation, and stunning porcelain tile. The fully fenced yard with PVC fencing offers privacy and security. In contrast, the expansive side yard provides ample space for parking a boat or RV, or even the opportunity to rent out the area for extra income.
Additional features include a water softener, new AC (2022), window treatments with blinds, a brand-new PVC exterior French door, and new plumbing and light fixtures. All interior doors are brand new, and the kitchen boasts full-height countertops with a waterfall edge. This exceptional property is a must-see! Completely painted inside and out. Come see this brand-new home and enjoy it. '
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $391,920 | $391,920 | $391,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.153% | 7.159% | 6.276% |
Monthly Tax Payment | $408 | $408 | $408 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,542 | $2,605 | $3,305 |
Total Monthly Payment | $3,025 | $3,088 | $3,788 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.