This beautifully renovated home is designed for modern living. Completely renovated down to the studs with a new roof, HVAC, plumbing, electrical system, drywall, windows, and siding, the home offers the benefits of new construction while maintaining the style of its vintage roots. The thoughtfully reimagined floorplan features two separate living and dining areas, three bedrooms (two of them oversized), and an expansive bathroom with a walk-in shower and built-in bench seat. The kitchen is a true blend of form and function, showcasing sleek stainless steel cabinetry, elegant granite countertops, and Samsung® Bespoke appliances. Built-in cabinetry and open shelving throughout provide ample storage, while continuous tile floors and an abundant natural and recessed lighting, create a bright and airy vibe. The home's exterior is equally stylish, with vertical composite siding, black double-paned windows, and tinted-glass front and rear doors. The freshly landscaped lot offers mature trees, a large driveway, carport, and even a rock garden patio perfect for relaxing and enjoying the lush outdoor space. Every inch of this home has been meticulously curated for maximum style and functionality, both inside and out. Located on the tranquil Palmer Street, it is less than a mile from the shops and eateries on West King and just two miles from the scenic downtown St. Augustine. If you’re looking for a home that combines style, low maintenance, and a prime location, this one is not to be missed. * Please note: This listing is for Lot 31 ONLY and does NOT include Lot 33 to the North.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $379,200 | $379,200 | $379,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.295% | 6.538% |
Monthly Tax Payment | $280 | $280 | $280 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,523 | $2,555 | $3,251 |
Total Monthly Payment | $2,878 | $2,910 | $3,606 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.