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2337 S FLETCHER Avenue, Fernandina Beach, FL, 32034 | $1,119,000
Beachfront Duplex Investment Opportunity! Discover your coastal paradise in this spacious duplex, perfect for beach lovers and savvy investors alike! Top Floor Retreat: Step into an open-concept living space with stunning views. The expansive Bedroom Suite features a private second-floor porch, perfect for morning coffee. The kitchen, adorned with elegant granite countertops, overlooks a generous living and dining area. An enclosed porch offers peek-a-boo ocean views, creating an ideal flex area for relaxation. Laundry facilities are conveniently located in the garage/flex room. Lower Level LivingThis inviting lower level includes three comfortable bedrooms and a cozy living/dining area, complete with a breakfast bar kitchen featuring granite countertops. A washer and dryer are just off the kitchen for easy access. With entrances on both sides, this unit is both practical and inviting. Endless Possibilities: The garage has been transformed into a versatile living/storage space with with fantastic potential. Imagine adding a pool in the backyard, with a door leading outside and a separate bathroom with a shower for beach days. The spacious rear area allows for easy expansion and entertaining. Parking Convenience: Enjoy 2-3 dedicated parking spaces and a long driveway, ensuring effortless access on and off Fletcher Ave. Beach Access: Just steps away from the beach, you can bask in stunning sunrises or enjoy leisurely strolls with your favorite beverage in hand. This property offers the unique option to live in one unit while renting the other, or maximize your investment by renting both for a lucrative income opportunity. Embrace the Beach Life Today!
Features
- Bedrooms: 4
- Baths: 2 full / 1 half
- Units: 2
- Laundry: In Unit
- Year Built: 1941
- Heating: Central
- Cooling: Central Air
- Approx Sq. Feet: 2,733
- Acreage: 0.15
- Est. Taxes: $12,351
- Lot Desc: Other
- View: Beach, Other
- Appliances: Dishwasher, Disposal, Dryer, Electric Oven, Electric Range, Electric Water Heater, Refrigerator, Washer, Washer/Dryer Stacked, Other
- MLS#: 2062917
- Days on Market: 3 days
- Website: https://www.raveis.com
/prop/2062917/2337sfletcheravenue_fernandinabeach_fl?source=qrflyer
Listing courtesy of ENGEL & VOLKERS FIRST COAST
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
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- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
2337 S FLETCHER Avenue, Fernandina Beach, FL, 32034
$1,119,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $895,200 | $895,200 | $895,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.750% | 6.625% | 6.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.559% | 6.723% | 6.847% |
| Monthly Tax Payment | $1,029 | $1,029 | $1,029 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $5,806 | $5,732 | $7,860 |
| Total Monthly Payment | $6,960 | $6,886 | $9,014 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388