Charming 2 family centrally located! New year, new home! This home allows for rental of both floors or rent one floor and live in the other! Upstairs apartment is a charming 1 bedroom with a full kitchen and its own entrance, newer carpet, lots of light and tons of closet space! Downstairs unit is 2 bedrooms with new vinyl flooring in the expansive kitchen and large bathroom, original wood floors throughout the rest of the living space. Bedrooms are generous size with a combo washer/dryer unit in the front closet! A detached oversized two car garage, very large yard, off street parking and many updates make this home a a no brainer! Featuring a new roof on both the home and the garage, new vinyl siding and gutters on the main home. New updated 200 amp electrical service, new hot water tank, updated appliances, updated bathrooms and light fixtures and sprayed in cellulose insulation make this home energy efficient! All updates 2022 APO.
Type | Level |
---|---|
Bedroom 2 | First |
Bedroom 3 | Second |
Bedroom 4 | Second |
Kitchen | First |
Living Room | First |
Master Bedroom | First |
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William Raveis Real Estate
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $239,999 | $239,999 | $239,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.000% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.182% | 6.412% |
Monthly Tax Payment | $281 | $281 | $281 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,597 | $1,597 | $2,041 |
Total Monthly Payment | $1,953 | $1,953 | $2,397 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.