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6 Fairfield Hill Road, St. Albans Town, VT, 05478 | $495,000
Rich with history and so many possibilities with this property. Once the residence to a country estate circa 1900's with 3200 sq. ft. now being used commercially as office space. Various past and present uses are bank, massage therapist, counseling, nonprofits, veterinary office. Located in the Mixed Residential/Commercial District with permitted uses of single-family dwelling, two-unit dwelling, and efficiency apartment. Conditional uses are Agribusiness, Artist Studio, Assisted Living, Bank, Business Services, Convenience Store, Educational Facility, Equipment Sales and Service, Family Child Care Facility, Funeral Home, Lodging Establishment, Multi Use building, Professional Office, Recreation Center, Restaurant, Retail Business, Skilled Nursing Facility, Social Services (Growth Center). Municipal services at street side. Awesome curb cuts on Rt 104 and Rt 36. Minutes to I89 exit 19, hospital, and all connivences. Whether thinking off an in-home business, or straight investment, this property is worth a look. . .
Features
- Rooms: 11
- Baths: 2 full
- Style: Colonial
- Year Built: 1910
- Garage: 2-car Garage
- Heating: Forced Air
- Cooling: None
- Basement: Concrete,Concrete Floor,Full,Interior Access
- Approx Sq. Feet: 3,623
- Acreage: 0.65
- Est. Taxes: $8,268
- Lot Desc: Level,Open
- Elem. School: St. Albans Town Educ. Center
- Middle School: St Albans Town Education Cntr
- High School: BFASt Albans
- School District: Maple Run USD
- MLS#: 5025717
- Website: https://www.raveis.com
/prop/5025717/6fairfieldhillroad_stalbanstown_vt?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 1/7/2025Listing courtesy of S. R. Smith Real Estate Phone: 802-524-6717
Listing Agent: Rachel Smith
William Raveis Family of Services
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Brian SkellyVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 793093
203.415.2989
Brian.Skelly@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
6 Fairfield Hill Road, St. Albans Town, VT, 05478
$495,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Brian Skelly
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $396,000 | $396,000 | $396,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.000% | 7.000% | 6.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.330% | 7.182% | 6.412% |
| Monthly Tax Payment | $689 | $689 | $689 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,635 | $2,635 | $3,368 |
| Total Monthly Payment | $3,399 | $3,399 | $4,132 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484