It catches your eye - this sweet rance style home surrounded in the front yard with mature landscape including a majestic oak tree with sprawling canopy. Home features 3 bedroom, 2 bath split floor plan. Enjoy making the interior your own with carpet and paint. Updates already completed are- roof in 2015, house repiped in 2014, a/c in 2023, hot water heater 2015, garage opener last year. Owners suite with senior walk in tub/shower and spacious vanity area, plus a Walk in closet. Spacious size bedroom with slider to all season patio. Both guest bedrooms have nice size closets with guest bath between them. Vaulted greatroom with wood burning fireplace. Enjoy a u-shape kitchen with plenty of counter space. Dining room off kitchen with slider to patio. 1360 Sq ft of living area plus the all season patio. Double garage leading to interior laundry room to kitchen. Located in desirable St. Augustine South Neighborhood. Great for walking your dog or a bike ride along the intracoastal. Two boat ramps plus picnic area on the intracoastal. No HOA so Bring your toys! Basketball and pickleball courts, ball field are in the neighborhood with community club house, covered pavillon , plus tot lot with playground. First time, Downsizing or Second home- this home checks all the boxes.
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Our Executive Mortgage Banker:
Our Insurance Division:
$340,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $272,000 | $272,000 | $272,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.000% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.182% | 6.412% |
Monthly Tax Payment | $41 | $41 | $41 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,810 | $1,810 | $2,314 |
Total Monthly Payment | $1,926 | $1,926 | $2,430 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.