Price improved $15K on this well maintained brick front furnished home on . 27 acres in Riverbrook, an established neighborhood nestled outside Glen Kernan Golf & CC. Owners are ''snowbirds'' so home is only used seasonally. Large family room with brick fireplace, wood laminate flooring, updated eat-in kitchen, granite counters and all appliances. Owner's suite with double closets and walk-in shower, spacious guest bedrooms with lots of closet space, inside laundry with washer and dryer and guest bath with full shower and tub. Beautiful Florida room overlooks your fenced yard with water views. Fire pit, citrus trees, natural tree canopy, and mature landscaping. Termite bond, separate irrigation meter (no sprinkler), storage shed and expanded side driveway, perfect for small camper or boat parking behind fence. Located between Southside and the beach, close to Mayo Clinic, Mayport, UNF and Town Center. Homesteaded for low taxes, low HOA and no CDD fees. Home is being sold ''as is'.
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Our Executive Mortgage Banker:
Our Insurance Division:
$485,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $388,000 | $388,000 | $388,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.000% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.182% | 6.412% |
Monthly Tax Payment | $279 | $279 | $279 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,581 | $2,581 | $3,300 |
Total Monthly Payment | $2,934 | $2,934 | $3,653 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.