202 MARGARET Street, Neptune Beach, FL, 32266 | $969,000

Welcome to your coastal oasis, just steps away from the pristine sands of Neptune Beach and rolling waves of the Atlantic Ocean!
Imagine starting your day in your very own coastal retreat, where the soothing sound of waves is your morning alarm and the salty sea breeze greets you at your doorstep. Welcome to this stunning three-bedroom, two-and-a-half-bath townhouse in the heart of Neptune Beach, a home that perfectly blends modern elegance with the relaxed charm of beachside living.
Step inside, and you'll find the first floor thoughtfully designed for comfort and privacy, featuring two spacious bedrooms connected by a bathroom. It's the perfect setup for family or visiting friends, providing them their own serene space just steps from the backyard retreat.
As you ascend to the second floor, the home opens up into a bright and airy living space that feels like the heart of the home. Imagine hosting lively dinner parties in the spacious dining area, whipping up culinary delights in the gourmet kitchen, and unwinding with loved ones in the expansive family room. Step out onto the balcony, where the gentle ocean breeze invites you to sit back with a cup of coffee or a glass of wine, soaking in the beauty of your surroundings. The top floor is a private sanctuary dedicated entirely to the primary suite. Picture yourself waking up to the soft glow of sunlight filtering through the windows, the ocean's melody in the background. This luxurious space, with its tranquil ambiance and natural light, offers the perfect escape from the hustle and bustle of daily life. Venture outside, and you'll find a fully fenced backyard, ideal for everything from entertaining guests under the stars to indulging in a quiet afternoon with your favorite book. Located just a short stroll from the beach, this home invites you to embrace the Neptune Beach lifestylewhether it's a leisurely bike ride through the neighborhood, exploring the charming local shops, or savoring fresh seafood at nearby cafés. This is more than just a home; it's a gateway to a life where every day feels like a vacation. Don't miss your chance to make this dream a reality. Schedule your private tour today and experience the magic of beachside living for yourself!

Features

  • Bedrooms: 3
  • Baths: 2 full / 1 half
  • Laundry: Electric Dryer Hookup, In Unit, Washer Hookup
  • Year Built: 1974
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,874
  • Acreage: 0.06
  • Est. Taxes: $11,741
  • Appliances: Dishwasher, Dryer, Electric Range, Microwave, Refrigerator, Washer
  • MLS#: 2062941
  • Days on Market: 3 days
  • Website: https://www.raveis.com
    /prop/2062941/202margaretstreet_neptunebeach_fl?source=qrflyer
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The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than William Raveis Real Estate are marked with the listing broker's name and detailed information about such listings includes the name of the listing brokers. Data provided is deemed reliable but is not guaranteed.
Listing courtesy of Berkshire Hathaway Homeservices Florida Network Realty

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
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To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

202 MARGARET Street, Neptune Beach, FL, 32266

$969,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $775,200 $775,200 $775,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.750% 6.625% 6.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.559% 6.723% 6.847%
Monthly Tax Payment $978 $978 $978
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $5,028 $4,964 $6,806
Total Monthly Payment $6,098 $6,034 $7,876

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.