Welcome to your dream home! This stunning two-story residence boasts 3 spacious bedrooms, 2. 5 bathrooms, and is complemented by a 2-car garage. This spacious 2249 square foot layout with high ceilings features an open loft area or second living area upstairs, plus a den downstairs that could easily be converted to a 4th bedroom. The master bedroom has storage galore with 2 separate walk-in closets, and the large ensuite bathroom featuring a spa tub with a separate shower.
Just minutes away from the beautiful Madeira Beach! You’ll also enjoy easy access to Seminole schools, shopping, the VA Hospital, VA Park, and a nearby boat ramp, along with a variety of amenities at your fingertips.
As the original owners, the sellers have meticulously cared for this home, built in 2016. You’ll appreciate the $25, 000 builder upgrades, including granite countertops, premium cabinets, fixtures, wooden blinds throughout, and a beautifully crafted staircase, along with the seller’s enhancements on the first floor including restaurant grade laminate flooring that elevate the living experience. Newer appliances include a 2020 Samsung flex zone refrigerator and a 2022 microwave. This home is not only stylish but also resilient, having withstood Hurricane Helene and Milton without any flooding or damage. Flood Zone X. Cove at Bay Pines is a small and desirable gated community with a very low HOA.
Don’t miss your chance to own this exceptional property in a prime location – it’s a must-see!
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Our Executive Mortgage Banker:
Our Insurance Division:
$650,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $520,000 | $520,000 | $520,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.000% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.182% | 6.412% |
Monthly Tax Payment | $337 | $337 | $337 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,460 | $3,460 | $4,423 |
Total Monthly Payment | $3,889 | $3,889 | $4,852 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.