Welcome to 304 10th St SW, a stunning 4-bedroom, 3 bathroom home nestled on a prime waterfront lot in the charming town of Ruskin, FL. This spacious 2, 300+ square foot home offers a rare opportunity to own a beautiful piece of waterfront real estate, complete with a private pool and boat lift, making it the perfect sanctuary for water lovers and outdoor enthusiasts.
As you enter, you're greeted by an open and airy floor plan that flows effortlessly from one room to the next. The living and dining areas are bathed in natural light, with large windows offering sweeping views of the serene waterfront. The beautiful kitchen features ample cabinet space, an open floor plan, and plenty of room to entertain. The seamless transition from the indoor spaces to the outdoor patio makes hosting friends and family a breeze.
The spacious primary suite serves as a private retreat, featuring a large en-suite bathroom and direct access to the pool area, where you can enjoy sunrises over the water or relax by the pool after a long day. Each of the three additional bedrooms is generously sized, offering flexibility for guests, home offices, or growing families.
Outside, the true beauty of this property comes to life. Whether you’re lounging by the sparkling pool or taking advantage of the private boat lift, the backyard provides the ultimate space to unwind and enjoy the natural surroundings. The boat lift makes it easy to explore the nearby waterways, while the pool offers a perfect setting for both relaxation and entertainment.
While the home did experience some minor damage from recent hurricane activity, it still boasts incredible potential. With a little TLC, you can easily restore this home to its former glory and create your dream waterfront property.
This is a fantastic opportunity to own a home in one of Ruskin’s most desirable locations, offering both tranquility and convenience. Just a short drive to shopping, dining, and other amenities, yet tucked away in a peaceful, serene setting. Don’t miss out on this chance to own a piece of paradise!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$470,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $376,000 | $376,000 | $376,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.000% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.182% | 6.412% |
Monthly Tax Payment | $429 | $429 | $429 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,502 | $2,502 | $3,198 |
Total Monthly Payment | $3,006 | $3,006 | $3,702 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.