304 10th STREET SW, Ruskin, FL, 33570 | $470,000

Welcome to 304 10th St SW, a stunning 4-bedroom, 3 bathroom home nestled on a prime waterfront lot in the charming town of Ruskin, FL. This spacious 2, 300+ square foot home offers a rare opportunity to own a beautiful piece of waterfront real estate, complete with a private pool and boat lift, making it the perfect sanctuary for water lovers and outdoor enthusiasts.

As you enter, you're greeted by an open and airy floor plan that flows effortlessly from one room to the next. The living and dining areas are bathed in natural light, with large windows offering sweeping views of the serene waterfront. The beautiful kitchen features ample cabinet space, an open floor plan, and plenty of room to entertain. The seamless transition from the indoor spaces to the outdoor patio makes hosting friends and family a breeze.

The spacious primary suite serves as a private retreat, featuring a large en-suite bathroom and direct access to the pool area, where you can enjoy sunrises over the water or relax by the pool after a long day. Each of the three additional bedrooms is generously sized, offering flexibility for guests, home offices, or growing families.

Outside, the true beauty of this property comes to life. Whether you’re lounging by the sparkling pool or taking advantage of the private boat lift, the backyard provides the ultimate space to unwind and enjoy the natural surroundings. The boat lift makes it easy to explore the nearby waterways, while the pool offers a perfect setting for both relaxation and entertainment.

While the home did experience some minor damage from recent hurricane activity, it still boasts incredible potential. With a little TLC, you can easily restore this home to its former glory and create your dream waterfront property.

This is a fantastic opportunity to own a home in one of Ruskin’s most desirable locations, offering both tranquility and convenience. Just a short drive to shopping, dining, and other amenities, yet tucked away in a peaceful, serene setting. Don’t miss out on this chance to own a piece of paradise!

Features

  • Rooms: 3
  • Bedrooms: 4
  • Baths: 3 full
  • Laundry: Electric Dryer Hookup, Inside, Washer Hookup
  • Year Built: 1978
  • Heating: Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 2,364
  • Acreage: 0.5
  • Est. Taxes: $5,151
  • Elem. School: Ruskin-HB
  • Middle School: Shields-HB
  • High School: Lennard-HB
  • Pool: In Ground
  • Appliances: Dishwasher, Dryer, Electric Water Heater, Range, Refrigerator, Washer
  • MLS#: TB8334875
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/TB8334875/30410thstreetsw_ruskin_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 1/8/2025 9:47:07 AM)
Listing courtesy of RE/MAX CHAMPIONS   Phone: 813-945-4882

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

304 10th STREET SW, Ruskin, FL, 33570

$470,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $376,000 $376,000 $376,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 7.000% 6.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.330% 7.182% 6.412%
Monthly Tax Payment $429 $429 $429
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,502 $2,502 $3,198
Total Monthly Payment $3,006 $3,006 $3,702

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.