No damage from Helene or Milton. Custom Built 2012 waterfront pool home in PGI with quick boating access to the Harbor. This meticulously maintained home is bright and airy with an open floor plan with a beautiful trey ceiling in the living room. The spacious gourmet kitchen has wood cabinets, granite countertops, tile backsplash, and stainless appliances. This home has a formal dining area that is now being used as an office /sitting area. The breakfast bar and nook area is used for extra dining. The split floor plan allows for privacy for your friends and family in the guest bedrooms. Your guests will enjoy the ample space of the two guest bedrooms with a shared guest bath. One of the guest bedrooms has private access to the lanai/pool area. The primary bedroom has plenty of room with views of the pool and canal. Also has access to the lanai/pool area with a large walk in closet and an ensuite bathroom with split vanities, granite countertops, wood cabinets with a jacuzzi tub for relaxing and a large walk-in tiled shower. The laundry room has a full size Washer and Dryer that was purchased in 2019 with plenty of cabinets for extra storage space. Just a few of the highlights of this home include tile throughout, updated and custom lighting, hurricane protection, water filtration system, modern ceiling fans, new pool cage installed in 2023, Saltwater Generator for pool 2023, Bahama Shutters on the windows, Dishwasher 2023, AC 2018, large generator stays with the sale of the house, a beautiful yard that includes a fenced in area for your fur babies to play, a 10k pound boat lift for your boat with water and electric hookup at the dock. Extra insulation which helps reduce the noise from the outdoors and helps keep your home energy efficient. As you step out to your spacious lanai using the pocket doors, you will bring the inside living area outdoors. You will find a paved lanai area where you can sit in the shade under the fan to keep you cool during warm summer days or jump into the salt water pool. The pool is heated and can be used all year long! All pool supplies are included. Sit out and watch the wildlife that may include dolphins and manatees on occasion with many opportunities to see fish jump! This home has wonderful curb appeal as it offers a paver driveway and walkway along with a well maintained tropical landscape. The two car attached garage completes this exceptional home. This is a great location as you have quick boating access to Charlotte Harbor and is also conveniently located close to Publix, Fishermans Village, PGI Civic Association, Farmers Market, Dog Park, Punta Gorda Library and downtown Punta Gorda. Plus easy access to Punta Gorda Airport. This home is move in ready so make an appointment today!
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $679,200 | $679,200 | $679,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 6.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.559% | 6.723% | 6.847% |
Monthly Tax Payment | $695 | $695 | $695 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,405 | $4,349 | $5,963 |
Total Monthly Payment | $5,192 | $5,136 | $6,750 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.