|
4117 Osprey Harbour LOOP, Cortez, FL, 34215 | $775,000
Discover paradise in this perfect location only a mile from the beach in a tranquil
gated neighborhood off Palma Sola Bay! This 1924 SQ FT quality built custom Villa
lives like a single-family home with the bonus of owning the land that it’s seated on to
landscape as you please. It’s designed with the ideal orientation to maximum pond
views and natural light all day without the heat! Neutral décor inside with dove gray
paint throughout creates a blank pallet for you to personalize! 2 story foyer welcomes
family & friends from covered porch & hosts double storage closets off attached
oversized 2 ½ car + garage. White railed open staircase rises to bright living space
with 10’ ceilings throughout upgraded with soft drywall edges, white triple crown
molding, enhanced baseboards, plus bamboo or ceramic flooring-no carpeting
here! Formal DR with tray ceiling, FP & built in shelving flows into Great Room with
14’ tray ceiling perfect for entertaining! Great Room features a 12’ expanse of 3 8’
feet tall sliding glass panels which open to the generous ceramic tiled Lanai to bring
the outdoors in with views of pond & water fowl plus water music from the sparkling
fountain! White kitchen with over and under cabinet lighting has granite tops & new
SS appliances 2020 open to eating area with aquarium glass windows to view
nature’s beauty! Laundry room conveniently located off kitchen through pocket door
hides the new main floor heat pump 2020. Smart home panel centrally located to
control thermostat & property monitoring for your security. Spacious Main BR with
peaceful pond views to luxuriate in features tray ceiling, plantation shutters, 2 walk-in
closets & ensuite ceramic tiled bath with new marble counter tops, dual sinks &
fixtures 2021. Split floorplan thoughtfully places airy guest bedroom & gracious
ceramic tiled bath on the opposite side ensuring privacy for all. Built-in computer
niche with storage & file cabinet cupboards perfect for work at home. Another built-in
alcove is prepped for a future elevator. Lower level adds another 2407 SQ FT under
roof including porcelain tiled Bonus room with bay windows and new mini-split 2025
off huge finished exercise/storage/workshop space with new hot water heater 2022.
Sliding glass doors open to patio perfect for grilling & outdoor shower ideal for after
beach clean-up! Association dues include use of pool, tennis/pickleball court,
clubhouse with exercise equipment, landscape service, built in sprinklers & future
roof replacement. Stroll the boat basin walkway to watch manatee & dolphins play
right in your neighborhood! Easy to golfcart, bike or walk to Cortez Marina & fabulous
seafood restaurants or over the bridge to Anna Maria Island & Longboat Key to enjoy
beaches, restaurants & shops! Sarasota cultural events & airport are only a half an
hour’s drive! After a 2 year moratorium, 6 month+ rentals are allowed making it a
flexible investment opportunity as well. Live your best life in this hidden oasis!
Features
- Amenities: Gated, Maintenance, Pickleball Court(s), Pool, Recreation Facilities, Tennis Court(s)
- Rooms: 10
- Bedrooms: 2
- Baths: 2 full
- Laundry: Inside, Laundry Room
- Year Built: 2005
- Garage: 3-car Oversized
- Heating: Central
- Cooling: Central Air, Zoned
- Approx Sq. Feet: 1,929
- Acreage: 0.13
- Est. Taxes: $5,756
- HOA Fee: $2,406 Quarterly
- Lot Desc: Flood Insurance Required, In County
- View: Water
- Elem. School: Sea Breeze Elementary
- Middle School: W.D. Sugg Middle
- High School: Bayshore High
- Pet Policy: Breed Restrictions, Yes
- Appliances: Dishwasher, Disposal, Electric Water Heater, Exhaust Fan, Microwave, Range, Refrigerator
- MLS#: A4633188
- Days on Market: 2 days
- Website: https://www.raveis.com
/prop/A4633188/4117ospreyharbourloop_cortez_fl?source=qrflyer
Listing courtesy of RE/MAX ALLIANCE GROUP Phone: 941-360-7777
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
4117 Osprey Harbour LOOP, Cortez, FL, 34215
$775,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $620,000 | $620,000 | $620,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.000% | 7.125% | 6.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.330% | 7.295% | 6.538% |
| Monthly Tax Payment | $480 | $480 | $480 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $4,125 | $4,177 | $5,316 |
| Total Monthly Payment | $4,697 | $4,749 | $5,888 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388