This rarely lived in 2/2 located in Longleaf Ridge, in On Top of the World, is better than a new home. The location is spectacular with no neighbors behind. A new community center is being close to the home. This open concept home has 2 bedrooms, 2 bathrooms, and a 2 car garage. The kitchen includes quartz counters, stainless steel appliances, gas range and tile backsplash. The cabinets also feature crown molding and a lazy Susan. The main bedroom features a large walk-in closet and an the primary bathroom has quartz, dual vanity sinks, frameless shower, and designer tile. The main living space features tile, crown molding, tray ceiling and a beautiful ceiling fan to complete the luxury feeling of this home. It also has an enclosed lanai perfect for quite reading and coffee. Longleaf Ridge is conveniently located near the Arbors amenity center as well. OTOW offers lots of amenities, including golf cart access to two shopping centers. Community is close to hospitals, and lots of shopping including new restaurants and stores just outside the community on HWY 200. You can access I-75 to Orlando or Tampa via SR 484 just west of the community.
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Our Executive Mortgage Banker:
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$299,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $239,200 | $239,200 | $239,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.295% | 6.538% |
Monthly Tax Payment | $358 | $358 | $358 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,591 | $1,612 | $2,051 |
Total Monthly Payment | $2,024 | $2,045 | $2,484 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.