Experience the ultimate Florida Dream at Sunset Reef on the gorgeous beaches of Redington Shores! This is a unique chance to own a BEACHFRONT townhome with as little as 5% down in a welcoming community that embodies the ideal Florida lifestyle. With a DIRECT GULF VIEW from multiple spots in this townhome, this opportunity is unbeatable! The property features 2 primary bedrooms and 2. 5 bathrooms, providing ample space for you, your family, or guests to enjoy relaxing, fun-filled vacations. Cozy up during the holidays by your WOOD-BURNING FIREPLACE, and relish the tranquil ocean view from your kitchen as you enjoy your morning coffee, meals with family, or evening glass of wine. UPGRADES include new stainless steel kitchen appliances, granite countertops, and brick-tile flooring in kitchen, new electric transformer box, remodeled all bathrooms, recently done interior paint and upstairs carpeting, ceramic wood tile in living room/dining room. Spacious primary bedroom offers an upgraded ensuite bathroom and ocean view from the balcony alcove. And from the front bedroom, you will wake up in the morning to an unbeatable direct view of the gulf! With an attached garage and pull down stairs to the attic, you will have ample storage for beach gear and more. Take advantage of the year-round heated pool for post-beach relaxation and witness breathtaking sunsets from the beach or community gathering area. The home includes assigned parking, guest parking, and a one-car garage for all your beach essentials. New Roof replaced 2024 and AC in 2019. Enjoy an EXCELLENT LOCATION close to John's Pass, public boat ramps, walking distance to restaurants, beach shops, nightlife, access to fishing charters, and jet ski rentals, Bird Sanctuary and parks. Perfect for vacationing, full-time low-maintenance living, or to add to your investment portfolio! (30 day minimum rental). 30-45 minutes to downtown St Pete and Tampa International Airport. Pets OK (1 up to 20lbs). HOA Fee Includes Building Insurance, Flood Insurance, Cable TV, Internet, Heated Community Pool, Escrow Reserves Fund, Maintenance Exterior, Maintenance Grounds, Pool Maintenance, Sewer, Trash & Water. This is your opportunity to live on the beach and experience everything Redington Shores has to offer!
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Our Executive Mortgage Banker:
Our Insurance Division:
$729,990
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $583,992 | $583,992 | $583,992 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.000% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.182% | 6.412% |
Monthly Tax Payment | $242 | $242 | $242 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,885 | $3,885 | $4,968 |
Total Monthly Payment | $4,219 | $4,219 | $5,302 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.