One or more photo(s) has been virtually staged. Two Bedroom One Bath One Car Carport Fixer Upper in St. Petersburg Beach. Located Across The Street from Boca Ciega Bay on a 120’ Deep Landscaped Lot, This Home Has Lots Of Potential. The Lot Alone Is Larger Than Many of The Waterfront Homes Across The Street! New Roof 2024! Concrete Driveway and One Car Carport. Step Inside and You’ll Find a Blank Slate. The Home Opens Up From The Living Room And You Have A Full View of Your Unfinished Kitchen. Notice There’s Plenty of Natural Light Here! To The Right Are Two Nicely Sized Bedrooms Each With Generous Built-in Closets With Built-in Closet Lights. Your Bathroom Comes Next, With Floor To Ceiling Tile Walls in the Walk-in Shower. Bring In Your Own New Vanity, Lavatory And Flooring And Complete The Bathroom! Next Is The Kitchen. Pick Out New Cabinets and Appliances And You’re On Your Way. Nearby Is The Inside Utility Room. Laundry Tub and Washer Dryer Hook-ups Already In Place. Back Inside and Check Out The Florida Room. Could Also Be a Formal Dinng Room. Spacious and Open On 3 Sides For More Natural Light. Step Down and Outside and You’re In Your Roomy Back Porch Lanai. Enjoy Evening Breezes and Beverages Here. Outback is Your Utility Shed…. and Your Back Yard is Completely Fenced for Privacy and Security. Is There Work To Be Done Here? Yes, Indeed. But With Some Imagination and Modest Expenditures, This Will Become A Wonderful Winter Retreat or Full Time Residence. Located Minutes from Pasadena Shopping and Dolphin Village on the Beach. Lots of Dining Possibilities Along Gulf Blvd, and Walking Distance to the Corey Avenue Shopping District and Sunday Market.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $311,200 | $311,200 | $311,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.000% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.182% | 6.412% |
Monthly Tax Payment | $578 | $578 | $578 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,070 | $2,070 | $2,647 |
Total Monthly Payment | $2,723 | $2,723 | $3,300 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.