Welcome to 294 Smith Street, Apt. 3, an affordable and charming 2-bedroom, 1-bathroom floor-through condo located in the heart of prime Carroll Gardens. Only two flights up, this 977 sq. ft. top-floor unit offers a bright, airy living space with three exposures and a skylight that fills the home with natural light. Key highlights: -Light & Space: The apartment boasts abundant natural light from oversized windows and a skylight. -Kitchen: The open kitchen features a dishwasher, stainless steel stove and refrigerator, and a breakfast bar overlooking the living room that provides ample space for a dining area and a home office nook. -Bedrooms: The serene primary bedroom is located at the back of the apartment, offering a peaceful retreat with double closets and western-facing windows that provide lovely views of lush treetops and surrounding neighborhood homes. The second bedroom, with a large northern-facing window, also has its own closet and nice natural light. -Bathroom: The bathroom is attractively tiled and includes a ceiling vent. -Additional Features: The apartment boasts a sloped 9+ ft. ceiling, which adds to the sense of space, and has gleaming hardwood floors throughout. It also has its own boiler and circulating hot water heating system, along with 220 outlets for A/C in the bedrooms and living room for maximum comfort. -Building: This well-maintained, self-managed condo building has only three units, making for a quiet and intimate living environment. The common charges are exceptionally low at just $250 per month and there is a commercial space on the ground floor. -Neighborhood: Situated in the heart of Carroll Gardens, this condo is conveniently close to the best local amenities, including vibrant restaurants, shops, and cafés along Smith Street and Court Street. Enjoy Carroll Park, Carroll Playground, and a year-round farmer’s market. You’re also just minutes away from BoCoCa, Gowanus, and the F/G subway lines at Carroll and Bergen Streets. 294 Smith Street combines the best of prime Brooklyn living with an affordable price, ideal for those who appreciate the dynamic energy of Carroll Gardens and the tranquility of a bright, spacious home. (video tour available upon request)
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$850,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $680,000 | $680,000 | $680,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.875% | 6.500% | 6.000% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.820% | 6.597% | 6.158% |
Monthly Tax Payment | $628 | $628 | $628 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,022 | $4,298 | $5,738 |
Total Monthly Payment | $4,742 | $5,018 | $6,458 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.