Welcome Home! This spacious 4/3 is ideally located. In a community with a low HOA, quick access to all the retail and shopping that Oakleaf Plaza has to offer, a Costco around the corner and quick highway access, this area has it all. You can walk to school! There's fresh paint throughout the inside and a roof that's less than 1 year old. The roof is upgraded to provide better heat retention in the winter and cool air retention in the summer! As you enter the home, you are welcomed by an open living room and dining area. The 2nd bedroom and 3rd bathroom are to your right. As you move through the eat in kitchen, the home opens to a large family room and open kitchen. The primary bedroom and bathroom are all by themselves. The 3rd and 4th bedroom and 3rd bathroom are separated by their own playroom/extra living so the whole family can spread out! Whether relaxing on your covered porch overlooking the wooded backyard or sitting by the family room's fireplace, you'll love to call this hom
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Our Executive Mortgage Banker:
Our Insurance Division:
$472,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $377,600 | $377,600 | $377,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.000% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.182% | 6.412% |
Monthly Tax Payment | $429 | $429 | $429 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,512 | $2,512 | $3,212 |
Total Monthly Payment | $3,016 | $3,016 | $3,716 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.