Direct waterfront on serene Butterfly Lake! Flood damaged home, on an amazing lot! Welcome to beautiful Northeast St. Petersburg! This three bedroom, two bath home has a spacious split plan layout. The primary suite has sliders leading to the patio, allowing a perfect view of the water. Light and bright entryway and living room in the front, and a huge great room in the back, overlooking the patio, yard, and lake. The large screened in rear-porch is perfect for enjoying waterfront breezes. The spacious back yard is partially fenced, with a brand new composite dock with 10k lb lift installed in 2024. The perfect spot for greeting the delightful and ever-present manatees, dolphins, fish, and birds. Enjoy adventures on your paddleboard, canoe, or kayak. Or, enjoy daily boat rides with easy access to Tampa Bay waterways! Great bones, and new roof in 2022. Located only 25 minutes from Tampa Airport, 10 minutes from St. Pete's new Pier, and 20 minutes from award winning sugar sand beaches. This home is close to all of the excellent schools, parks, restaurants, shops, museums, golf courses, and nightlife that vibrant St. Pete offers. Steps away, you'll find a brand new community recreation center, offering sports, classes, a pool, a playground, and more. Water damage from recent storms affected this home, and it has been remediated, but not restored to its previous condition. This is your opportunity to put your own touches on a fabulous property. Call for your private showing today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$549,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $439,200 | $439,200 | $439,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.000% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.182% | 6.412% |
Monthly Tax Payment | $0 | $0 | $0 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,922 | $2,922 | $3,736 |
Total Monthly Payment | $3,014 | $3,014 | $3,828 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.