One or more photo(s) has been virtually staged. Welcome to your updated ground-floor corner unit, a serene and stylish retreat tucked away in the sought-after Valencia / Building 17 at On Top of the World, an active 55+ community on the West Side of the community. This light, bright and updated ground floor 2-bedroom, 2-bathroom condo seamlessly blends comfort and functionality, offering the perfect backdrop for Florida living.
Step inside to discover an open, inviting layout with updated living room/ dining and kitchen/den combo with updated bathrooms featuring newer cabinets, granite countertops, a pantry, eat-in space and modern finishes. The primary bedroom is spacious with an en-suite bathroom and walk-in shower, while the second bathroom includes a tub/shower combination.
Laminate floors in the main living areas with newer carpet in the bedrooms and bathrooms are tiled. Includes stackable washer/dryer conveniently located inside the unit. Enjoy that it's extra quiet inside with hurricane-impact windows that provide energy efficiency and peace of mind. Relax with morning coffee or evening on your private front and back patio spaces.
This move-in-ready condo offers an assigned parking spot, 2nd spot from the front of the unit and an additional community storage space on the first floor. The HOA fee includes these utilities: water, trash, cable, internet as well as tons of amenities.
Beyond your doorstep, On Top of the World community that offers unmatched amenities: two activity centers, two private golf courses (free for resident owners), heated pools, a spa, fitness center with a sauna, tennis and pickleball courts, shuffleboard, lawn bowling, a dog park, hobby studios, yoga, tai chi, and so much more. With an active social calendar, every day feels like a vacation. Pet friendly community no size limit. Enjoy dog park conveniently located at the West Activity Center. The park is fenced with separate playing areas for small dogs and large dogs and is open daily from sun up to sun down. Enjoy late afternoon gatherings at “Doggie Happy Hour” as residents refer to it. It’s a great place to meet your neighbors.
Located in the heart of Clearwater, you’re just minutes from the Pinellas Trail, top-notch shopping, dining, and entertainment, as well as award winning public beaches and attractions like Honeymoon Island State Park and Clearwater Beach.
This property is being transferred by a leasehold estate deed. Association approval is required. If financing, a 35% down payment is required. Not located in a Special Flood Hazard Area for your peace of mind.
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William Raveis Real Estate
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Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $179,600 | $179,600 | $179,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.000% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.182% | 6.412% |
Monthly Tax Payment | $211 | $211 | $211 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,195 | $1,195 | $1,528 |
Total Monthly Payment | $1,481 | $1,481 | $1,814 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.