Grand, 5-bedroom, 4 bathroom, 3100sf+, fully updated, well maintained Middlebury Cape. This prodigious has been updated with a new heating system, central air, split systems, a new roof, well components and filtration and wood flooring throughout. The spacious, recently renovated kitchen adorns custom cabinetry, breath taking granite countertops and new stainless steel appliance package. Stately, well preserved wide plank wood flooring and a masonry fireplace enhance the sun-drenched living room and dining area. The oversized family room has a bay window and features sliders to a private Trex deck overlooking lush, emerald green, professionally landscaped grounds, bursting with floral delights and private gardens. The upper level offers three generous guest bedrooms with engineered wood flooring, and a grand primary bedroom suite with private balcony access which provides owners a peaceful oasis to rejoice. The mechanicals, roof, appliances, whole house generator and all major components of this home have been replaced during the current homeowner's stewardship. A detached, lower-level pole barn with 100-amp electrical service electric can be used as a fun indoor facility, or extra income with rental to third parties for equipment storage. Located conveniently close to highly rated Middlebury schools and close radius to Edgewood Bath and Tennis Club further round out the homes intrinsic appeal. Owners have an easement to use private driveway on right side of property to access lower section of property where barn is located.
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Hardwood Floor,Wide Board Floor | 10.0 x 13.0 | Main |
Bedroom 2 | Remodeled,Ceiling Fan,Engineered Wood Floor | 12.0 x 29.0 | Upper |
Bedroom 3 | Remodeled,Ceiling Fan,Engineered Wood Floor | 13.0 x 20.0 | Upper |
Bedroom 4 | Remodeled,Engineered Wood Floor | 10.0 x 14.0 | Upper |
Dining Room | Balcony/Deck,Hardwood Floor,Wide Board Floor | 12.0 x 15.0 | Main |
Great Room | Bay/Bow Window,Balcony/Deck,Sliders,Hardwood Floor | 22.0 x 25.0 | Main |
Kitchen | Remodeled,Granite Counters,Hardwood Floor,Wide Board Floor | 10.0 x 12.0 | Main |
Living Room | Built-Ins,Fireplace,Hardwood Floor,Wide Board Floor | 10.0 x 19.0 | Main |
Primary Bedroom | Remodeled,Balcony/Deck,Full Bath,Sliders,Walk-In Closet,Engineered Wood Floor | 17.0 x 22.0 | Upper |
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Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $440,000 | $440,000 | $440,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.153% | 7.159% | 6.276% |
Monthly Tax Payment | $870 | $870 | $870 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,854 | $2,924 | $3,711 |
Total Monthly Payment | $3,816 | $3,886 | $4,673 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.