This is not just a home … It’s a lifestyle! Located less than a half mile to Downtown Palm Harbor, you will enjoy waterfront attractions including the 5-acre Stansell Memorial Park where you can enjoy an active playground, covered band shell and several picnic shelters. There is a boat launch that is open to non-motorized traffic, and you can rent paddleboard and kayaks! This downtown location also has microbreweries, restaraunts and parades throughout the year. There is also access to the Pinellas Trail where you can in-line skate, walk/jog/run, or bicycle. The entire downtown area is golf cart accessible! This block home was COMPLETELY UPDATED between 2022 and 2024 and is situated on nearly . 25 acres, and it is NOT in a flood zone (80 ft above sea level), has no HOA or CDD. Additionally, it has not sustained any damage from the recent storms! Pride of ownership is evident when you approach with newer landscaping, a freshly textured and painted home and a variety of colorful plantings including palm trees! Inside, you are greeted by an open concept, continuous wood-like flooring throughout the main living spaces and primary bedroom, smooth ceilings and a neutral pallet that will compliment any decor. The living room space allows for oversized furniture and has a capped off wood burning fireplace with custom mantle and hearth. The kitchen is where gatherings take place! The wood cabinetry is two-tone with an accent color on the oversized island which also has additional storage. Quartzite countertops, stainless appliances, mixed metals and recessed lighting are just a few of the upgrades. There is also a dinette area in front of the window for those quick meals. The dining room is GRAND and has a custom seat under the newly installed hurricane impact bay windows which makes the house 100% hurricane impact. There is a door that leads to the backyard which was also completely redone! This is where your daily life and entertaining happens in this fully fenced yard which is ideal for BBQ, pets and play! Adorned with new plants including Areca palm trees that line the fence and newly pavered patio offers multiple seating and lounge areas while having plenty of room left to store your recreational toys. A new shed has been installed which provides more storage and the wooden swing set can convey. Back inside, the split floor plan has a GRAND primary bedroom with dual windows to flank your furniture. The updated en-suite bathroom is accessed through the barn door and has a walk-in shower and seamless glass enclosure. The walk-in closet is smartly designed with wraparound shelving and hanging space. The second bathroom is completely updated (2024) with a new tub, tile installed in a herringbone pattern, new vanity with gold hardware and has a pocket door to the second bedroom making this an en-suite. This is ideal for an IN-LAW situation as this bedroom also has access to the dining room can be used as a second living space if needed. The third bedroom is the same size as the second and both rooms can fit a queen size bed comfortably! Additional updates & features include a new roof with solar tubes, new HVAC, new insulation, new Impact Windows, water softener with whole house water filter and there is room to store your RV! In 2024, additional updates include new ductwork, the air handler moved to garage, new vent hood in the kitchen and new bathroom vents. Check out the feature sheet attached for more updates!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $436,000 | $436,000 | $436,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.000% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.182% | 6.412% |
Monthly Tax Payment | $485 | $485 | $485 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,901 | $2,901 | $3,709 |
Total Monthly Payment | $3,478 | $3,478 | $4,286 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.