WATERFRONT HOME IN PGI THAT IS MOVE-IN READY & CLOSE TO EVERYTHING! Enjoy a great location in Punta Gorda Isles on a quiet street just minutes from Fishermen's Village, Isles Yacht Club, PG library & Historic Downtown. Waterfront property offers a wide canal view & quick boating access to Charlotte Harbor. Home features a spacious open living room, updated kitchen & separate family room. Large picture windows & multiple sliding glass doors allow tons of natural light to fill the home. Laminate flooring is found throughout the home. Kitchen is centrally located & features newer stainless-steel appliances, wood cabinetry, granite counters w/breakfast bar peninsula, built-in pantry & pass-through window to the lanai. Split bedroom floor plan boasts large bedrooms including a spacious, master suite w/FOUR CLOSETS & private en-suite bath w/custom vanity, granite counter, dual sinks & walk-in shower. Guest room & adjacent guest bath offer privacy for your out-of-town visitors. Guest bath has a tiled shower & updated vanity w/granite counter. Outside, the screened lanai extends the living space allowing you to kick back & relax while overlooking the in-ground pool. Screen enclosure opens to a fenced backyard w/in-ground pool & separate hot tub. Recently repaired & repainted pool deck makes the turquoise blue water of the pool stand out creating the feel of a private oasis in your backyard. An angular concrete dock is steps away. Dock features a boat lift w/water & electric hook-ups dockside. Keep your boat docked in your backyard. Set off on your latest adventure -reaching open water in under 15 minutes. Start enjoying some of the best fishing & boating SW Florida has to offer. Other amenities include an oversized 2-car garage, screened front entry & freshly painted exterior. Miles of sidewalks in PGI connect you to Isles Yacht Club, Fishermen's Village, Visual Arts Center as well as numerous parks, historic downtown Punta Gorda w/restaurants & shopping. Schedule an appointment today! Home was one of only a few homes not impacted by recent flooding on Norma Ct & other nearby streets.
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Our Executive Mortgage Banker:
Our Insurance Division:
$500,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $400,000 | $400,000 | $400,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.000% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.182% | 6.412% |
Monthly Tax Payment | $402 | $402 | $402 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,661 | $2,661 | $3,403 |
Total Monthly Payment | $3,155 | $3,155 | $3,897 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.