This wonderfully appointed Chippens Hill colonial has so much to offer! This home features a fabulous chef's kitchen with two breakfast bars, granite counters, garbage disposal and newer SS appliances. While cooking dinner you can engage with the family as they relax by the fireplace in the connected family room with built in cabinets. These rooms boast gorgeous slate tile floors. The main level also offers a good sized formal dining room and a living room with hardwood floors and crown moulding. A half bath with granite counter finishes out this level. Upstairs you will find three bedrooms all with newer hardwood. The full bath in the hall holds the washer and dryer for convenience. The primary bedroom suite has room for a king size bed, a lovely decorative wall, his and hers closets and an en-suite full bath with tile shower. There is also a finished room in the lower level for crafting, movie night or a play room for the kids! This home offers central air, solar, a new hot water heater and oil heat. The back yard is fully fenced in and has a large Trex deck and hot tub. There is also a large shed, which is fully stocked with fire wood, plus room for all your yard equipment. The home has a two car garage and is situated in the highly desirable Chippens Hill neighborhood. So much to love here!
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Hardwood Floor | 9.2 x 13.2 | Upper |
Bedroom 2 | Hardwood Floor | 10.3 x 12.0 | Upper |
Den | Vinyl Floor | 10.6 x 24.2 | Lower |
Dining Room | Hardwood Floor | 11.4 x 13.6 | Main |
Eat-In Kitchen | Bay/Bow Window,Breakfast Bar,Granite Counters,Tile Floor | 13.5 x 17.0 | Main |
Family Room | Built-Ins,Fireplace,Tile Floor | 11.8 x 18.8 | Main |
Full Bath | Tub w/Shower,Laundry Hookup | Upper | |
Half Bath | Main | ||
Living Room | Hardwood Floor | 11.5 x 16.1 | Main |
Primary Bedroom | Full Bath,Stall Shower,Hardwood Floor | 13.6 x 14.4 | Upper |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $383,200 | $383,200 | $383,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.153% | 7.159% | 6.276% |
Monthly Tax Payment | $612 | $612 | $612 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,485 | $2,547 | $3,232 |
Total Monthly Payment | $3,172 | $3,234 | $3,919 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.