RARE 3 BEDROOM HOME!! This charming 3 Bed/2 Bath home with 1040 sq ft of living area had no hurricane damage and is a MUST SEE! Well-maintained and move in ready, you will love the feel and footprint of this lovely home that was totally updated in 2022. On the inside you will enjoy the oversized living room just off the kitchen and eating area. The kitchen has granite countertops and newer appliances (2022). There are lots of windows throughout the home, all were updated in 2022, and recently accented by the custom blinds in each room. All walls are drywall, and floors are luxury vinyl. The Master Bedroom is quite large and has plenty of room for a king size bed and dressers and has 2 closets. Whatever your preference, with 2 full baths, one has a new tub with shower, and the 2nd bedroom has a bath with walk in shower, perfect for overnight guests. For those that like a front porch, you will like the 10 X 14 enclosed porch with pull down shades. Other updates include new Hot water heater (2024), new AC and duct work (2024), and new washer & dryer in the shed.
Newer vinyl siding and skirting on the outside and a carport that can easily support 2 cars and a golf cart, make this home one for you to see! Located in popular Americana Cove, a 55+ Gated, Resident owned, waterfront community. $360 HOA includes water, sewer, trash, and lawn maintenance. Active community with many amenities including heated pool, updated fitness center, clubhouse, library, 2 boat ramps, marina, shuffleboard courts and bocce courts. Located 10 mins from Downtown St Pete, 15 min from 2 airports, and 20 min from the beaches. This is a great home for full time resident or seasonal occupancy. It could also make a great rental. Management requires 675 credit score from all residents. Make an appointment to see today!!
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William Raveis Real Estate
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $188,000 | $188,000 | $188,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.000% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.182% | 6.412% |
Monthly Tax Payment | $257 | $257 | $257 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,251 | $1,251 | $1,599 |
Total Monthly Payment | $1,583 | $1,583 | $1,931 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.