615 Mount Key AVENUE NE, #618, St. Petersburg, FL, 33702 | $235,000

RARE 3 BEDROOM HOME!! This charming 3 Bed/2 Bath home with 1040 sq ft of living area had no hurricane damage and is a MUST SEE! Well-maintained and move in ready, you will love the feel and footprint of this lovely home that was totally updated in 2022. On the inside you will enjoy the oversized living room just off the kitchen and eating area. The kitchen has granite countertops and newer appliances (2022). There are lots of windows throughout the home, all were updated in 2022, and recently accented by the custom blinds in each room. All walls are drywall, and floors are luxury vinyl. The Master Bedroom is quite large and has plenty of room for a king size bed and dressers and has 2 closets. Whatever your preference, with 2 full baths, one has a new tub with shower, and the 2nd bedroom has a bath with walk in shower, perfect for overnight guests. For those that like a front porch, you will like the 10 X 14 enclosed porch with pull down shades. Other updates include new Hot water heater (2024), new AC and duct work (2024), and new washer & dryer in the shed.
Newer vinyl siding and skirting on the outside and a carport that can easily support 2 cars and a golf cart, make this home one for you to see! Located in popular Americana Cove, a 55+ Gated, Resident owned, waterfront community. $360 HOA includes water, sewer, trash, and lawn maintenance. Active community with many amenities including heated pool, updated fitness center, clubhouse, library, 2 boat ramps, marina, shuffleboard courts and bocce courts. Located 10 mins from Downtown St Pete, 15 min from 2 airports, and 20 min from the beaches. This is a great home for full time resident or seasonal occupancy. It could also make a great rental. Management requires 675 credit score from all residents. Make an appointment to see today!!

Features

  • Amenities: Clubhouse, Fence Restrictions, Fitness Center, Gated, Golf Course, Handicap Modified, Laundry, Pool, Shuffleboard Court, Storage, Vehicle Restrictions, Wheelchair Access
  • Rooms: 5
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Outside
  • Year Built: 1973
  • Garage: Covered
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,040
  • Acreage: 0.13
  • Est. Taxes: $3,088
  • HOA Fee: $360 Monthly
  • Lot Desc: City Lot, Near Golf Course, Near Marina, Sidewalk
  • Adult Communities: Yes
  • Pet Policy: Breed Restrictions, Cats OK, Number Limit, Size Limit, Yes
  • Appliances: Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: TB8334544
  • Days on Market: 2 days
  • Website: https://www.raveis.com
    /prop/TB8334544/615mountkeyavenuene_stpetersburg_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 1/8/2025 12:54:41 AM)
Listing courtesy of BAREFOOT REALTY GROUP   Phone: 877-360-7577

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NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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615 Mount Key AVENUE NE, #618, St. Petersburg, FL, 33702

$235,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $188,000 $188,000 $188,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 7.000% 6.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.330% 7.182% 6.412%
Monthly Tax Payment $257 $257 $257
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,251 $1,251 $1,599
Total Monthly Payment $1,583 $1,583 $1,931

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.