Charming Lakefront Pool Home in DeBary! This lovely 3-bedroom, 2-bathroom home features a converted 1-car garage with central heat and air, offering versatile space that could be used as a 4th bedroom, bonus room, workout area, or a garage. Situated on a spacious over half-acre lot on serene Lake Gem, you'll enjoy stunning lake views from the kitchen, living room, dining area, and primary bath area. New roof in 2020, newer HVAC system, new ductwork and insulation, new well pump, electric panel, updated primary bath shower, newer paint, crown molding, etc. Needs a little TLC to be SPECTACULAR! Quiet, peaceful, suburban area tucked away from heavy traffic, yet still close to everything! This location offers quick access to I-4, Debary Sunrail Station, a short 30 min (26 miles) drive to Orlando Downtown, easy 40 min (32 miles) commute to New Smyrna Beach, close proximity to a future long awaited Debary Downtown with planned bike trails, retail space and multi million dollar residential projects to begin soon. This is your perfect opportunity to own a piece of paradise in DeBary with breathtaking views and a prime location! Note: The pool is in need of resurfacing. Agent is related to sellers.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$325,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $260,000 | $260,000 | $260,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.000% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.182% | 6.412% |
Monthly Tax Payment | $235 | $235 | $235 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,730 | $1,730 | $2,212 |
Total Monthly Payment | $2,040 | $2,040 | $2,522 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.