Charming and rustic, this two-bedroom, one-bathroom ranch is brimming with potential and ready for your personal updates! The eat-in kitchen provides a cozy space for meals, while thoughtful upgrades ensure peace of mind. The well pump was updated in June 2024, and the electric hot water heater is brand new as of 2024. A 1, 000-gallon septic tank was installed in 2005, and the vinyl windows were replaced in 2009 for added efficiency. The attic boasts cellulose insulation, complemented by a Thermo Barrier and 3/4" plywood added in 2010, enhancing energy performance. Adding to its charm, a distinctive wooden bridge across the driveway, constructed in 2006 with beams from the historic Kelly Bus Station, welcomes you home. Don't miss this opportunity to make this home truly your own!
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Hardwood Floor | 8.3 x 11.0 | Main |
Eat-In Kitchen | Dining Area,Concrete Floor,Hardwood Floor | 11.9 x 21.6 | Main |
Full Bath | Stone Floor | 8.8 x 7.7 | Main |
Living Room | Hardwood Floor | 10.9 x 18.9 | Main |
Primary Bedroom | Hardwood Floor | 10.5 x 12.5 | Main |
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Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $239,600 | $239,600 | $239,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.153% | 7.159% | 6.276% |
Monthly Tax Payment | $237 | $237 | $237 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,554 | $1,592 | $2,021 |
Total Monthly Payment | $1,866 | $1,904 | $2,333 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.