Discover serenity in this charming 1-bedroom seaside ranch, complete w/ a versatile FLEX room for added functionality. Nestled in the desirable Pinehurst Beach neighborhood, this gem offers peek-a-boo water views without the need to cross the bridge, making it the perfect year-round home or idyllic summer retreat. Beautiful kitchen w/skylight, granite & Viking stove. Cozy gas fireplace, central air & a beautifully vaulted 4-season sunroom w/ inset speakers indoors & out. Thoughtfully designed bedroom with built-in dresser, his-and-her closets, and pocket doors. Updated bathroom with washer/dryer and generous closet space. Stone-masonry patio and driveway with professional landscaping & sunken yard. Outdoor shower for beach days and a convenient shed for extra storage. Newly installed gutter guards (2024) and freshly painted interior, & professionally steam cleaned carpets. Enjoy exclusive access to Pinehurst Beach for an optional annual $100 fee. NO FLOOD INSURANCE. ALL APPLIANCES INCLUDED.
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 2 | 7.5 x 19.0 | First | |
Kitchen | Skylight, Flooring - Laminate, Countertops - Stone/Granite/Solid, Gas Stove | 8.0 x 20.0 | First |
Living Room | Flooring - Wall to Wall Carpet | 9.5 x 14.5 | First |
Master Bedroom | Ceiling Fan(s), Closet, Closet/Cabinets - Custom Built, Flooring - Wall to Wall Carpet, Pocket Door | 9.5 x 15.0 | First |
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $368,000 | $368,000 | $368,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.295% | 6.538% |
Monthly Tax Payment | $387 | $387 | $387 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,448 | $2,479 | $3,155 |
Total Monthly Payment | $2,910 | $2,941 | $3,617 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.