Everything you've been looking for in a waterfront home with this gorgeous, light & bright coastal styled 3 BEDROOM, BONUS ROOM (4th bedroom) + OFFICE/DEN, HEATED POOL home that includes a DOCK AND LIFT! Located in the boating friendly community of South Gulf Cove, you'll love the QUICK ACCESS out to the Lagoon (only one bridge out). Spend the day exploring miles of canals, fishing or tubing in the lagoon. . . or continue on to Charlotte Harbor and the Gulf of Mexico! Feel secure in knowing that your home is fortified with a new STEEL ROOF (2023) and storm shutters. Inside an open concept/split floor plan with tray ceilings, you'll find 3 bedrooms, a bonus room & an office/den (can be used as 4th and 5th bedrooms if desired) which provides ample space for family & guests or potentially generate rental income! Open up the ZERO CORNER SLIDING DOORS to create a seamless space between the main living area and the covered lanai. The large kitchen island can seat five to six people. Plantation shutters and a beautiful color palette throughout create a relaxing retreat. The primary suite features a large walk-in closet, jetted tub + separate shower, dual vanity sinks and entry to the lanai and backyard. Outdoors, you'll appreciate a fenced back yard for pets and the large driveway which can accomodate a boat trailer and/or additional vehicles. A new pavered patio beckons you to soak up the sun, play a game of cornhole or enjoy a fire. Updates include: New electric pool heater (2023), pool pump (2023), water heater (2022), water softner (2022), appliances (2022), garage door opener (2025), AC (2019). Home is also equipped with a solar photovoltaic electric system (owned-NOT leased) which significantly reduces the electric bills and the oversized 25ft-wide garage allows plenty of room for workspace plus 2 vehicles. This home really does have it ALL!
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Our Executive Mortgage Banker:
Our Insurance Division:
$725,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $580,000 | $580,000 | $580,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.000% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.182% | 6.412% |
Monthly Tax Payment | $834 | $834 | $834 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,859 | $3,859 | $4,934 |
Total Monthly Payment | $4,785 | $4,785 | $5,860 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.