Beautiful Ranch home in a private neighborhood. This home has an open floor plan with vaulted ceilings throughout the living room, dining and kitchen. The extravagant kitchen boasts soft close drawers, accent lighting, slide out storage, granite countertops and an island giving you plenty of room for storage and entertaining large gatherings. If you like on nice days head out through the doors to your balcony overlooking the large front yard with views of the bordering tree line. The open floor plan includes a wonderful setting for dining and a gracious sized living room with a centered chimney. The home shows as a 4-bedroom home with 2 Bedrooms on the main living floor and 2 below. Title V has passed for 3 Bedrooms. The large back yard is fenced in and has a large deck with a hot tub for those relaxing evenings. The home offers multiple heating options with Hot Water baseboard by Oil along with a wood stove in the bottom floor and a pellet stove on the main living level.
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 2 | Closet | 11.0 x 13.0 | Main,First |
Bedroom 3 | Closet | 10.0 x 15.0 | Basement |
Bedroom 4 | Closet | 11.0 x 16.0 | Basement |
Dining Room | Cathedral Ceiling(s), Beamed Ceilings, Flooring - Stone/Ceramic Tile, Window(s) - Bay/Bow/Box, Balcony - Exterior, Exterior Access, Open Floorplan, Lighting - Overhead | 10.0 x 10.0 | Main,First |
Kitchen | Skylight, Cathedral Ceiling(s), Beamed Ceilings, Flooring - Stone/Ceramic Tile, Balcony - Exterior, Pantry, Countertops - Stone/Granite/Solid, Kitchen Island, Breakfast Bar / Nook, Cabinets - Upgraded, Exterior Access, Open Floorplan, Lighting - Overhead, Decorative Molding | 11.0 x 11.0 | Main,First |
Living Room | Wood / Coal / Pellet Stove, Cathedral Ceiling(s), Flooring - Wall to Wall Carpet, Balcony / Deck, Deck - Exterior, Exterior Access, Open Floorplan, Lighting - Overhead | 13.0 x 22.0 | Main,First |
Master Bedroom | Bathroom - Full, Closet | 15.0 x 14.0 | Main,First |
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $519,920 | $519,920 | $519,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.000% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.182% | 6.412% |
Monthly Tax Payment | $469 | $469 | $469 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,459 | $3,459 | $4,423 |
Total Monthly Payment | $4,020 | $4,020 | $4,984 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.