Welcome to 3 Madeline Ln, Monticello, NY 12701—a newly renovated, spacious home designed for modern living and perfect for getaways or year-round comfort! Step into this inviting home through a bright foyer that opens into a warm and welcoming open-concept living and dining area. Highlighted by stunning bay windows, this space is bathed in natural light, creating a cozy and relaxing atmosphere perfect for gatherings or everyday living. The kitchen is a standout feature, beautifully updated with modern finishes, sleek countertops, and ample cabinetry. Whether you’re preparing a casual family dinner or hosting friends, this kitchen combines functionality with style. This home offers four comfortable bedrooms, including a serene master suite with its own private bathroom and walk-in closet. The additional bedrooms are well-sized and share a full, recently renovated bathroom. Just three steps down from the main level, you’ll find the fourth bedroom, conveniently located near an additional full bathroom, making it ideal for guests or added privacy. Adding to the charm is the versatile lower-level space, featuring a large family room perfect for lounging, movie nights, or entertaining. This level also includes a convenient laundry room, ensuring that daily tasks are effortless and accessible. A hidden gem of this property is the impressive 2, 000 sq ft full walkout basement with high ceilings and windows, offering immense potential for additional living space, a home gym, or anything your imagination desires. The outdoor space is equally impressive. A generously sized porch offers the perfect spot to relax with your morning coffee, host barbecues, or simply take in the tranquil surroundings. The expansive yard provides endless possibilities for outdoor activities, gardening, or creating cherished memories. Situated on a quiet street in Monticello, this home is in mint condition, having been recently updated throughout. Offering the perfect combination of modern updates, thoughtful design, and a peaceful location, it’s ideal whether you’re seeking a retreat or a full-time residence. Don’t miss this incredible opportunity—schedule your showing today and make this charming home yours!
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$519,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $415,200 | $415,200 | $415,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.000% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.182% | 6.412% |
Monthly Tax Payment | $445 | $445 | $445 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,762 | $2,762 | $3,532 |
Total Monthly Payment | $3,299 | $3,299 | $4,069 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.