This is the coziest home in highly desirable Dr. Phillips! This well maintained, custom, 4 bedroom, 2 bath home features a large, sparkling pool and spa. Conveniently located in the beautiful, oak canopied, Winderlakes community, you will enjoy the convenience of Dr. Phillips amenities as well as being within walking distance of Windy Ridge K-8, Chain of Lakes Middle and Olympia High Schools. The home is perfect for entertaining, you will enjoy the living room/dining area in the front of the home, a cozy family room with fireplace adjacent to the kitchen, and a spacious, air-conditioned 30’ x 15’ sunroom/multipurpose room that looks over the screened pool and back yard. In addition to Winderlake's park like streets, this cul-de-sac home includes a . 38 acre lot and large, private backyard for recreation and relaxation. So many features have been upgraded and renovated the home -ready for immediate move in - recent improvements include: Full Master Bath Renovation (2023) Replacement of Most Windows (2023), Roof (2021), Water Heater (2022), Electrical Panels (2023), Pool Heater and Spa Blower (2023), AC (2015), Re-piping (2017), fridge (2023) and dishwasher (2023). New luxury vinyl plank flooring and tasteful, neutral interior paint add to the finishing touches. Make your appointment today to visit this charming home convenient to I-4, The E/W Expressway, shopping, The FL Turnpike, Orlando Beltway (SR 429), Sand Lake Restaurant Row and the major Orlando theme park attractions.
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$640,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $512,000 | $512,000 | $512,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.000% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.182% | 6.412% |
Monthly Tax Payment | $557 | $557 | $557 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,406 | $3,406 | $4,355 |
Total Monthly Payment | $4,055 | $4,055 | $5,004 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.