This stunning 3 bed, 2 bath home with a 3-car garage sits on a spacious half acre lot just a stones throw from Lake Blalock for those who love to fish or kayak while enjoying nature views. The inviting front porch leads into a striking foyer with indirect lighting recessed in the coffered ceiling that sets the tone for the rest of the home. The living room boasts an 11-foot high ceiling with double crown molding and indirect lighting throughout the living, dining, and kitchen and a beautiful stone fireplace, creating a cozy yet elegant space to gather. The kitchen features white shaker cabinets with granite countertops, stainless steel appliances, and a white subway tile backsplash. The dual pantry closets provide plenty of storage, making this kitchen as practical as it is stylish. The master bedroom impresses with an indirect lighted coffered ceiling, and the luxurious master bath includes a double vanity with lighted mirrors equipped with defogging capabilities and a walk-in shower. Additional features include a laundry room with a folding area, a hall bath with a single vanity and ample storage, and luxury vinyl flooring throughout the main living areas, with tile in the bathrooms and carpet in the bedrooms. The 3-car garage is thoughtfully designed, with two side-entry bays and one straight-entry bay, all with beautiful epoxy-coated floors. The third bay is private, wired for a big-screen TV, and has a man door leading to the backyard. Outdoor living spaces are equally impressive, with a covered rear porch and a large grilling patio area, all enclosed by a privacy fence along the rear property line. This home offers modern luxury with charm and is perfect for comfortable living and entertaining. This one won't last long! Financing Perk: Work with the seller’s preferred lender and receive up to $2, 500 toward financing costs!
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William Raveis Real Estate
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VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $296,000 | $296,000 | $296,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.000% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.182% | 6.412% |
Monthly Tax Payment | $22 | $22 | $22 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,969 | $1,969 | $2,518 |
Total Monthly Payment | $2,066 | $2,066 | $2,615 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.