Welcome Home! close proximity to the highly desired Palma Sola Bay and Ana Maria Island, and low HOA Fees in a neighborhood that takes pride in being well kept; This home is really a deal of a lifetime. New roof and new AC so you have nothing to worry about. Nestled in the tranquil and spruced neighborhood of Pointe West, this charming, 3 bedroom 2 bathroom home on almost ¼ acre of land is ready for you to call your own. As you pull into the driveway, you’ll be impressed with the intricate stone detailing on the outside of the home, and the lush landscaping that greets you. Walking through the front door, this home instantly welcomes you with a warm and uplifting ambience enhanced by the abundance of sunlight flowing through. The formal living room offers a large beautiful bay window perfect for overlooking the varieties of plants and trees in the front yard, creating a lovely conversation starter for your guests. Granite countertops dressed with stainless steel appliances all complemented by a tasteful backsplash, this Kitchen is pristine and ideal to meet your culinary needs. The window above the sink allows you to overlook the backyard oasis. The kitchen also provides an entry way on each side, leading you to either the dining room or the living room, allowing for a seamless transition while entertaining guests. Whether enjoying a meal in the dining room or a game night in the living room, take full advantage of extending these activities to the back patio by opening the sliding doors located in each room. You can even take your meals outdoors for Al Fresco dining while enjoying Florida’s ideal weather on the patio in the backyard, which is brimming with personality. With a privacy fence and a multitude of fruit trees and palm trees along the perimeter, this backyard is the perfect place to escape from reality, feeling as if you’re in your own tropical oasis. While it may be difficult to leave this tranquil sanctuary, you absolutely have to slip into your flip flops, grab your beach chair, and leave all worries behind while you make your way to the gorgeous beaches of Anna Maria Island, only minutes away from this home. Imagine yourself sitting back listening to the rhythmic sounds of the waves gently crashing into the shore with your toes in the crystal sand, all while soaking up the sweet Florida sunshine. Come and see what this home has to offer and be prepared to leave in awe!
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Our Executive Mortgage Banker:
Our Insurance Division:
$525,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $420,000 | $420,000 | $420,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.295% | 6.538% |
Monthly Tax Payment | $636 | $636 | $636 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,794 | $2,830 | $3,601 |
Total Monthly Payment | $3,522 | $3,558 | $4,329 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.