This waterfront property is a dream for Florida lifestyle, nature and water lovers! NO HOA fees or restrictions to live on Oyster Bayou. Paradise found: private dock and boat ramp leading to the stunning Oyster Bayou, you’ll enjoy unforgettable sunsets 365 days a year and a quiet wildlife oasis. The bayou connects to the Gulf of Mexico via Wigwam Creek, making it perfect for boating and outdoor activities. The floating dock supports up to a 16-foot boat and features a kayak launch, deck box, and seating for sunset views. From this amazing dock you can also catch snook, redfish, black drum, catfish and more! Alternatively, you can store your jet skis and boat inside the spacious 1164-square-foot, 3-car tandem garage, with a private boat launch from the garage to the bayou in your backyard!
Amenities downstairs include a fire pit, an inground pool, BONUS room with full bath and tons of storage totaling 1000 additional square feet of living space for everyday living and entertaining!
The main home boasts over 2200 square feet of living area, with two balconies. A screened-in balcony/porch offering views of the bayou, blending indoor and outdoor living. This 200+ square feet of extra living space is accessible from the living area and the primary bedroom. Upgrades include a gourmet kitchen with granite countertops, stainless steel appliances, a breakfast bar, and new luxury vinyl plank flooring. Two AC units with Smart thermostats to allow remote management and ensure comfortable living, one replaced in 2023.
Properties like this, offering the best of the Florida lifestyle, are rare—schedule a private showing today! You won’t be disappointed!
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William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $639,200 | $639,200 | $639,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.000% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.182% | 6.412% |
Monthly Tax Payment | $553 | $553 | $553 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,253 | $4,253 | $5,437 |
Total Monthly Payment | $4,898 | $4,898 | $6,082 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.