IMMACULATELY CARED FOR WATERFRONT/(SOLAR HEATED)POOL HOME with private DOCK & COVERED BOAT LIFT in your backyard! WIDE SALTWATER CANAL WITH A STRAIGHT SHOT AND FAST BOATING ACCESS to Charlotte Harbor and beyond to the Gulf of Mexico. *NEWER ROOF* KAYAK/CANOE LAUNCH! Inside you will find a spacious layout that flows well with the kitchen at the heart of the home. Multiple sets of sliding doors lead to your SPACIOUS SCREENED LANAI AND POOL AREA allowing you to connect the inside of the home with the sunny outdoors. Split bedrooms with the primary suite on one side of the home featuring TWO WALK IN CLOSETS, an ensuite bathroom with his and hers sinks, separate shower and soaking tub! The main living room is connected to the kitchen and leads to an additional entertaining space both rooms have access to the lanai. The guest rooms are good sized as well and your guest bathroom is appointed with a shower & tub! Recent updates to this home include a new roof, newer water heater, gutters, outdoor shower, newer pool pump, freshly painted soffits, rebuilt motors for boat lift, all electric under the dock has been redone. 2-CAR GARAGE WITH ROOM FOR A SMALL WORKSHOP AREA AND EXTERIOR SHED INCLUDED FOR ADDITIONAL STORAGE SPACE. The pool and paver patio was built in 2009 so it is newer! Call today for a private showing! NO FLOODING! FLOOD INSURANCE AVAILABLE AND TRANSFERRABLE FROM THE CURRENT OWNER ($2800/YEAR)! BE SURE TO CLICK THE FULL VIRTUAL TOUR LINKS FOR DETAILS!
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Our Executive Mortgage Banker:
Our Insurance Division:
$619,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $495,200 | $495,200 | $495,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.295% | 6.538% |
Monthly Tax Payment | $450 | $450 | $450 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,295 | $3,336 | $4,246 |
Total Monthly Payment | $3,837 | $3,878 | $4,788 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.