109 WASHINGTON Street, Saint Augustine, FL, 32084 | $789,000

Welcome to your dream home nestled in the heart of Historic St. Augustine! This stunning two-bedroom bungalow offers a rare blend of historic charm and modern convenience, making it a real gem.
Situated right on the picturesque Maria Sanchez Lake, this home provides breathtaking views and a tranquil atmosphere. Enjoy leisurely walks along scenic paths or relax with a picnic beside the water, immersing yourself in nature while being just a stroll away from vibrant local attractions.
Convenience begins at the entrance, with two private parking spots plus an additional secure garage space for you and your guests. The warm and inviting ambiance greets you as you step inside, featuring elegant espresso wood flooring that flows gracefully throughout the home.
The spacious living room is bathed in natural light from large windows that frame stunning lake views, making it the perfect retreat for relaxing evenings or intimate gatherings. Charming Lakefront Bungalow in Historic St. Augustine Welcome to your dream home nestled in the heart of Historic St. Augustine! This stunning two-bedroom bungalow offers a rare blend of historic charm and modern convenience, making it a real gem. Serene Location Situated right on the picturesque Maria Sanchez Lake, this home provides breathtaking views and a tranquil atmosphere. Enjoy leisurely walks along scenic paths or relax with a picnic beside the water, immersing yourself in nature while being just a stroll away from vibrant local attractions. Thoughtful Amenities Convenience begins at the entrance, with two private parking spots plus an additional secure garage space for you and your guests. The warm and inviting ambiance greets you as you step inside, featuring elegant espresso wood flooring that flows gracefully throughout the home. Inviting Living Space The spacious living room is bathed in natural light from large windows that frame stunning lake views. A cozy fireplace adds warmth and charm, making it the perfect retreat for relaxing evenings or intimate gatherings. Modern Kitchen & Dining The kitchen boasts modern appliances paired with a sleek design that complements the historic essence of the home. Whether you're whipping up a gourmet meal or a quick snack, this space is functional and stylish. The adjoining dining area is perfect for entertaining, offering ample room for family and friends. Updated Bathrooms Both bathrooms are beautifully updated with modern fixtures and finishes, creatively fusing style and practicality, enhancing the overall aesthetic of the home. Unbeatable Accessibility Living in the heart of Historic St. Augustine means having access to charming shops, delightful restaurants, historical landmarks, and cultural eventsall within walking distance. Experience the rich history and vibrant community that this city provides, all just outside your door.

Features

  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Electric Dryer Hookup, In Unit, Washer Hookup
  • Style: Historic
  • Year Built: 1928
  • Garage: 1-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,343
  • Acreage: 0.13
  • Est. Taxes: $11,051
  • Lot Desc: Historic Area
  • View: Lake, Water
  • Water Front: Yes
  • Appliances: Dishwasher, Electric Water Heater, Refrigerator
  • MLS#: 2063057
  • Days on Market: 3 days
  • Website: https://www.raveis.com
    /prop/2063057/109washingtonstreet_saintaugustine_fl?source=qrflyer
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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

109 WASHINGTON Street, Saint Augustine, FL, 32084

$789,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $631,200 $631,200 $631,200
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 7.000% 6.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.330% 7.182% 6.412%
Monthly Tax Payment $921 $921 $921
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $4,199 $4,199 $5,369
Total Monthly Payment $5,212 $5,212 $6,382

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.