Welcome to the highly sought-after Beacon Groves subdivision in Palm Harbor! This beautifully updated 2-bedroom, 2-bathroom home, complete with a versatile bonus room. The remodeled kitchen offers granite countertops, sleek white cabinetry, a new range and dishwasher, while the primary bathroom has spa feel, luxury vinyl flooring, and impact windows ensure style and durability. A newly installed vinyl fence enhances privacy, and fresh paint, modern lighting, and updated fans create a clean, contemporary vibe throughout the home.
Conveniently located near top-rated schools, this property is ideal for families. Additionally, it’s situated in a no-flood zone and has no history of hurricane damage, providing extra peace of mind. The neighborhood’s prime location means you’re just 13 minutes from the beautiful beaches of Dunedin, 30 minutes from Clearwater Beach, and 35 minutes from Tampa International Airport.
This move-in-ready home in a safe, family-friendly community won’t last long—schedule your showing today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$2,650
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $2,120 | $2,120 | $2,120 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.000% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.182% | 6.412% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $14 | $14 | $18 |
Total Monthly Payment | $89 | $89 | $93 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.