~NO BOND!~ ~2020 ROOF~ This beautiful 3/2 CAMELLIA model is perfectly situated on a peaceful cul-de-sac in the desirable Village of BELVEDERE. The home is surrounded by beautiful landscaping, featuring rocks, grass, shrubs, and trees, creating an inviting and well-maintained exterior. As you enter, lovely tile floors welcome you in the foyer and lead to a spacious living and dining area. The dining room, adorned with a luxurious chandelier, is large enough for hosting elegant dinner parties. The kitchen offers abundant cabinet space, a cozy eating area, and a grand BREAKFAST BAR with seating for at least 4. For those who love to cook, the GAS RANGE is a bonus. Convenience is key, with an INDOOR LAUNDRY ROOM equipped with a laundry tub, cabinets, and shelving. The primary suite provides a peaceful retreat with 2 closets, a ceiling fan, and an en-suite bath featuring tile floors, a walk-in shower, DOUBLE VANITIES, a makeup desk, and a large linen closet. The additional bedrooms have ample space for guests, though the front bedroom does not include a closet, it is a wonderful place for an office. Relaxation is effortless in the expansive 28x9 ENCLOSED LANAI, complete with a MINI-SPLIT A/C SYSTEM, blinds, 2 ceiling fans, and collapsible sliding doors. It’s the perfect spot to enjoy your morning coffee or unwind with an evening beverage. The 2-CAR GARAGE plus GOLF CART GARAGE includes a workshop, cabinets, a slide-across screen, and attic decking. There is a WATER SOFTENER and WATER PURIFIER for extra pure drinking water as well as INSTANT HOT WATER! The irrigation system has been fitted with ALL NEW SPRINKLER HEADS. This home is partially furnished and has a 2020 ROOF and 2011 HVAC. Minutes from the Belvedere Rec Center and the Pimlico Rec Center. Located near Southern Trace, Lake Sumter Landing, and just a short distance from Spanish Springs, the area offers easy access to restaurants, country clubs, medical facilities, shopping, and more.
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Our Executive Mortgage Banker:
Our Insurance Division:
$475,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $380,000 | $380,000 | $380,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.295% | 6.538% |
Monthly Tax Payment | $206 | $206 | $206 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,528 | $2,560 | $3,258 |
Total Monthly Payment | $2,809 | $2,841 | $3,539 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.