Welcome to 131 Mystic Lake Dr. NO HOA and NO CDD! Therefore, bring your Boat or RV. This fully renovated rare masterpiece is a must see. Features 3 bedroom, 2. 5 bathroom, loft/flex room, 2 car garage with an additional attached 4x14 storage space. This elevated open floor plan custom built beauty was rebuilt/renovated in 2007. The oversize corner homesite that sits on beautiful Lake Mystic. Step into the large foyer that features a beautiful large chandelier, 9 foot french double wood doors with upgraded Mosaic glass panels. The kitchen offers can lighting, a huge kitchen island, maple cabinets, granite countertops, stainless steel appliances, and a built-in huge side by side Frigidaire professional refrigerator. This beauty also offers diagonal custom tile throughout, wood flooring on the stairway, ceiling fans in all rooms, upgraded ECOBEE thermostats, and an upgraded whole house fan, a type of fan, designed to circulate air in an entire house. The fan removes hot air from the home and draws in cooler outdoor air through windows and other openings. The large master bedroom is located upstairs that offers can lighting in the sitting area and large windows with lots of lighting. The large master bathroom offers a large SPA/HYDRO MASSAGE tub, with separate shower, closed water closet and a wall that is prewired for a small TV. The home is also prewired/hardwire for a security system and security cameras. The outdoor living area offers an oversized 20x20 deck with a metal roof, ceiling fan, USB plugs, and roll-up shades for privacy, a concrete path/walkway on the right side of the entire house with easy access to the sitting area, grill area, garage, shed, or boat area. This property also features a 10x10 extreme durability hardie board custom shed with lighting and attic shelving for optimized storage. The home also features solar panels valued at 35k, which lowers the electric bill. For more detail, sellers would provide a solar statement showing the current electric bill. This home comes with an extended transferable Choice Home Warranty, the warranty expires on 04/15/2028. This property is nestled in the heart of St. Petersburg, Florida. Enjoy the convenience of being minutes from 4th Street, where you'll find a lot of shopping, dining, entertainment, and grocery options. Downtown St. Pete is just a short drive away, beaches, airports and much more. Don't miss your chance to make this wonderful St. Petersburg home yours. Schedule a showing today and experience the best of Florida living at 131 Mystic Lake Dr.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $588,000 | $588,000 | $588,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.000% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.182% | 6.412% |
Monthly Tax Payment | $412 | $412 | $412 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,912 | $3,912 | $5,002 |
Total Monthly Payment | $4,416 | $4,416 | $5,506 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.