Prime Ridgewood Location: Spacious Two-Family Brick Home with Timeless Charm
Discover this beautifully maintained two-family brick home in one of Ridgewood's most sought-after neighborhoods. Located on a peaceful, tree-lined block, this property offers the perfect balance of serenity and convenience, with easy access to major highways and shopping centers.
Key Features:
Bright & Inviting: Large bay windows flood the home with natural light, creating a warm and welcoming atmosphere throughout.
Top Floor: A spacious 3-bedroom apartment with an additional office—ideal for remote work or creative space. The unit features a well-sized bathroom, ample closet space, and abundant storage, providing comfort and functionality.
Lower Unit: A generous 3-bedroom apartment with a full bathroom, lots of closet space, and plenty of room for living and entertaining.
Finished Basement: A versatile space with its own bathroom, separate entrance, washer/dryer, and additional storage options—perfect for a guest suite, office, or extra room for the family.
Charming Backyard: A beautifully landscaped outdoor area, offering a peaceful retreat for relaxation or entertaining guests.
Ample Storage: Both units offer great closet space and additional storage throughout, ensuring everything has its place.
Well-maintained and full of potential, this two-family home is a perfect blend of comfort, space, and convenience. Whether you're looking for a family home with rental income or a solid investment, this property offers it all in a prime Ridgewood location. Don’t miss out—schedule a showing today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,350,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,080,000 | $1,080,000 | $1,080,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.875% | 6.625% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.820% | 6.723% | 6.284% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $6,389 | $6,915 | $9,187 |
Total Monthly Payment | $6,514 | $7,040 | $9,312 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.