Luxury Waterfront home custom built by Tim Towles. This 2, 655 sq. ft. home has 3 bedrooms plus a large den/office, 3 full bathrooms, with a large 865 sq. ft. 3 car garage with epoxy flooring, craftsman hooks and shelving. This home is equipped with hurricane protected windows, doors and Storm Smart Kevlar screening protecting the lanai area. The roof of this entire home has been foamed including the lanai and garage. The roof is a 1. 5” standing seam metal with no exposed screws. As you enter the home the entry has a 12’-13’ tray ceiling with a chandelier on a cable for easy cleaning and a large coat closet. The flooring throughout is Luxury Vinyl Plank for easy maintenance and cleaning. The bathroom floors are all ceramic tile. There are 9’ ceilings and 8’ doors throughout. The open floor plan makes a great space for entertaining guests from inside to outside on the lanai with the pool. In the front of the home to the left of the entry is a large office with French doors, a ceiling fan and access to the primary bathroom which leads to the primary bedroom. The primary bedroom has a 10’ tray ceiling with dimmable can lights, a fan and has a single glass door leading out to the lanai, pool and freestanding Bullfrog hot tub. The primary bathroom has 2 individual vanities, a private toilet area and shower with dual rain shower heads and wands. On the opposite side of the home, there are 2 guest bedrooms and 2 guest bathrooms with a pocket door to close for privacy. One of the bathrooms has direct access out to the pool and lanai. The kitchen has dimmable can lights, under counter lights, is equipped with a stainless steel refrigerator, dish washer, 30” stainless steel farm sink, double oven with air fry and a 36” induction cook top. Overlooking the pool and canal is the family room with an 11’ tray ceiling, large fan and dimmable can lights. Off the kitchen is a laundry room with a 6’ pantry, 30” stainless steel farm sink, clothes pole, storage area for larger pots/pans and washer/dryer on pedestals. In the garage is a water softener with whole house filter and UV light. The pull down stairs leads to the attic which provides a lot of storage. All of the shelving in the closets of this home have been custom built to utilize all of the space possible. The heated salt water pool is 30’ x 12’ covered with a new heavy duty cage built in 2023. The 80’ x 120’ lot is on a wide deep water canal with easy access to Charlotte Harbor and the Gulf, so bring your sailboat. A walkway with pavers surrounds the lanai stem wall which leads to the patio then down to the dock. The 45’ dock has a 16, 000 lb. boat lift, 30 amp hookup, water and kayak launch rollers. The elevation is 10’. Ponce de Leon Park is just 1 mile to the west and is a great place to view the sunsets. Fishermans Village restaurants and shopping are 1. 5 miles to the east. The town of Punta Gorda is just 2. 5 miles east with plenty of entertainment and shopping. Punta Gorda Isles Civic Association has many clubs available to join. Bring your boat, kayak, paddle board, fishing pole, crab pot, tennis/pickle ball racket and beach chair. There is something for everyone to enjoy the sunshine and relaxing atmosphere all year round.
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William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,400,000 | $1,400,000 | $1,400,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.625% | 6.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.274% | 6.723% | 6.932% |
Monthly Tax Payment | $1,486 | $1,486 | $1,486 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $9,314 | $8,964 | $12,389 |
Total Monthly Payment | $10,925 | $10,575 | $14,000 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.