429 W Ann STREET, Punta Gorda, FL, 33950 | $550,000

WELCOME! to this charming historic district gem in Punta Gorda, where modern comfort meets timeless appeal. This delightful property features a main house with three bedrooms and one and a half bathrooms, spanning 1, 768 square feet of thoughtfully designed living space.

Recent upgrades showcase the owners' attention to detail, including a 2020 renovation that brought a new metal roof, fresh eaves, and gutters. The elegant terrazzo floors, which have weathered storms with grace, add a touch of vintage sophistication throughout. A beautiful paver driveway leads to a practical carport equipped with roll-down shutters for added protection.

The heart of the home received a stunning makeover in 2020, featuring new cabinets mounted on treated lumber and sleek granite countertops. The front room exudes coastal charm with stylish shiplap walls and crisp new trim. Modern conveniences include a new HVAC system, updated electric panel, underground electric service, and contemporary ceiling fans throughout. The primary home sustained water damage during Hurricane Milton however many improvements can be repurposed.

Step outside to discover your own private oasis. The crown jewel is a 24x12 saltwater pool, completed in 2021, featuring a sun deck and playful waterspouts. The screened lanai, adorned with new pavers, creates a seamless transition to outdoor living. A thoughtfully designed guest house adds extra living space with a generous kitchenette, full bathroom with shower and tub, and a cozy wood-burning fireplace – perfect for entertaining or housing visitors. A half bath compliments the Guest house, pool and sheds were not damaged during Helene or Milton.

The outdoor space continues to impress with two versatile sheds, one with electrical access, connected by extensive paver pathways that create a cohesive outdoor living area. Privacy is assured with a 6-foot fence enclosing the property, while a 12-foot double gate provides convenient alley access.

This location truly shines with its proximity to local attractions. Take a leisurely bike ride to Fishermen's Village or downtown's restaurants and Laishley Marina. Nature enthusiasts will appreciate being just steps away from Gilchrist Park's scenic trails and waterfront views.

Whether you're seeking a permanent residence or considering its rental potential, this property offers the perfect blend of comfort and coastal living. The home's resilient construction has proven its worth through recent hurricanes, while modern updates ensure worry-free living for years to come.

Here's your chance to own a piece of Florida paradise where every day feels like a vacation. With its perfect mix of indoor comfort and outdoor entertainment spaces, this home awaits your personal touch to transform it into your dream retreat.

Features

  • Rooms: 7
  • Bedrooms: 4
  • Baths: 2 full / 2 half
  • Lot Size: 75 x 135
  • Laundry: Inside
  • Style: Florida
  • Year Built: 1955
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,768
  • Acreage: 0.23
  • Lot Size: 75 x 135
  • Est. Taxes: $5,183
  • Lot Desc: Flood Insurance Required, FloodZone, Historic District, City Lot, Landscaped, Level
  • Elem. School: Sallie Jones Elementary
  • Middle School: Punta Gorda Middle
  • High School: Charlotte High
  • Pool: Gunite, In Ground, Salt Water
  • Appliances: Dishwasher, Disposal, Electric Water Heater, Microwave
  • MLS#: C7502633
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/C7502633/429wannstreet_puntagorda_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 1/8/2025 10:38:05 PM)
Listing courtesy of COLDWELL BANKER SUNSTAR REALTY   Phone: 941-637-1090

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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429 W Ann STREET, Punta Gorda, FL, 33950

$550,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $440,000 $440,000 $440,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 7.125% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.330% 7.295% 6.538%
Monthly Tax Payment $432 $432 $432
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,927 $2,964 $3,773
Total Monthly Payment $3,451 $3,488 $4,297

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.