Whether you're looking for your first home or your retirement home, this home is an absolute gem waiting for you. The flexible floor plan currently provides four bedrooms. But, if you want to expand the living room to include the current dining area, there's a bedroom directly across the hall from the kitchen that could easily become a formal dining room. Further down the hallway is the modern full bathroom on the left and at the end of the hallway is the primary bedroom on the right and another bedroom (currently used as a sitting/TV room) on the left. To the left, at the bottom of the basement stairs is currently a sewing/hobby/office room which then leads to the fourth bedroom. This space is finished and heated could also be repurposed into a good size family room. The possibilities are endless. Off the kitchen and the back of the house is an expansive vinyl deck that overlooks the wooded back yard and a patio area for grilling and a picnic table. Don't miss this opportunity. Showings start at the public open house on Saturday, 1/11/2025 from 10: 30 to 1: 30.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $236,000 | $236,000 | $236,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.295% | 6.538% |
Monthly Tax Payment | $533 | $533 | $533 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,570 | $1,590 | $2,024 |
Total Monthly Payment | $2,178 | $2,198 | $2,632 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.